What people paid for mortgages in Camden County, NJ (2025)
Across 4,286 closed home-purchase loans in 2025, the median interest rate in Camden was 6.625%, and the middle half of borrowers got between 6.125% and 6.875%. Median total loan costs ran $6,854 on a median loan of $315,000. Source: federal HMDA filings on first-lien, owner-occupied loans.
Home purchase
- Median rate
- 6.625%
- Middle half of rates
- 6.125%–6.875%
- Median total loan costs
- $6,854
- Median loan amount
- $315,000
4,286 loans, 2025.
Refinance
- Median rate
- 6.25%
- Middle half of rates
- 5.875%–6.75%
- Median total loan costs
- $7,857
- Median loan amount
- $255,000
2,337 loans, 2025.
Lowest median rates in Camden (2025)
The lenders whose own closed loans had the lowest median interest rate here, among lenders with enough local volume for the median to mean something. A low median is a reason to include that lender when you collect Loan Estimates; it is not a promise about the rate you will be quoted. An independent mortgage broker can pull quotes from several lenders at once on one application.
Home purchase
- 1.LENNAR MORTGAGE, LLC5.688%44 loans, median costs $4,970
- 2.DHI MORTGAGE COMPANY, LTD.5.99%31 loans, median costs $5,470
- 3.Columbia Bank6%37 loans, median costs $375
- 4.OceanFirst Bank, National Association6.125%106 loans, median costs $4,185
- 5.NVR Mortgage Finance, Inc.6.125%43 loans, median costs $7,625
Among lenders with at least 30 closed purchase loans in Camden County in 2025.
Refinance
- 1.PNC Bank, National Association0.25%86 loans, median costs $5,050
- 2.PENNYMAC LOAN SERVICES, LLC5.99%90 loans, median costs $8,330
- 3.POLICE & FIRE5.99%83 loans, median costs $0
- 4.UNITED SHORE FINANCIAL SERVICES, LLCbroker only5.999%158 loans, median costs $11,478
- 5.Rocket Mortgage, LLC6.125%348 loans, median costs $7,469
Among lenders with at least 30 closed refinance loans in Camden County in 2025.
Lender by lender in Camden
Every lender that closed at least 5 qualifying loans in Camden County in 2025, sorted by loan count. The # column is the lender's rank here by closed loans for the selected purpose. Median origination is the lender's own charges (Loan Estimate section A); median points is the discount-points portion. Lenders marked "broker only" fund loans through independent mortgage brokers rather than taking applications directly.
| # | Lender | Loans | Median rate | Median total costs | Median origination | Median points |
|---|---|---|---|---|---|---|
| 1 | CROSSCOUNTRY MORTGAGE, INC. | 310 | 6.714% | $9,364 | $4,015 | $3,753 |
| 2 | NFM, INC. | 274 | 6.625% | $6,473 | $1,895 | $2,145 |
| 3 | GUARANTEED RATE, INC. | 264 | 6.575% | $6,015 | $1,790 | $2,644 |
| 4 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 248 | 6.625% | $6,512 | $1,550 | $3,002 |
| 5 | ABSOLUTE HOME MORTGAGE CORPORATION | 167 | 6.625% | $10,117 | $5,130 | $4,240 |
| 6 | Rocket Mortgage, LLC | 133 | 6.5% | $6,371 | $3,310 | $2,323 |
| 7 | Prosperity Home Mortgage, LLC | 130 | 6.625% | $5,882 | $1,575 | $1,119 |
| 8 | NATION ONE MORTGAGE CORPORATION | 127 | 6.5% | $15,645 | $3,441 | $4,201 |
| 9 | EMM LOANS LLC | 109 | 6.625% | $7,563 | $1,798 | $1,503 |
| 10 | OceanFirst Bank, National Association | 106 | 6.125% | $4,185 | $820 | n/a |
| 11 | CMG MORTGAGE, INC. | 94 | 6.625% | $8,870 | $2,277 | $2,756 |
| 12 | 1st Colonial Community Bank | 92 | 6.5% | $5,251 | $1,395 | $1,244 |
| 13 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 90 | 6.625% | $8,916 | $3,309 | $2,439 |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLCbroker only | 83 | 6.624% | $9,725 | $2,504 | $1,852 |
| 15 | ALLIED MORTGAGE GROUP, INC. | 80 | 6.5% | $7,982 | $1,595 | $2,235 |
| 16 | MOVEMENT MORTGAGE, LLC | 78 | 6.625% | $6,595 | $1,695 | $1,704 |
| 17 | Broker Solutions, Inc. | 74 | 6.75% | $7,131 | $2,663 | $2,771 |
| 18 | Acre Mortgage & Financial, Inc. | 72 | 6.625% | $9,965 | $3,583 | $3,682 |
| 19 | JPMorgan Chase Bank, National Association | 70 | 6.375% | $4,248 | $1,440 | $2,693 |
| 20 | Mortgage Research Center, LLC | 57 | 6.25% | $6,982 | $2,214 | $1,037 |
| 21 | TD Bank, National Association | 54 | 6.75% | $4,453 | $950 | $851 |
| 22 | Navy Federal Credit Union | 54 | 6.438% | $4,028 | $0 | $2,625 |
| 23 | Loandepot.Com, LLC | 50 | 6.688% | $6,041 | $2,172 | $1,611 |
| 24 | Fairway Independent Mortgage Corporation | 50 | 6.688% | $7,030 | $3,274 | $2,078 |
| 25 | LENNAR MORTGAGE, LLC | 44 | 5.688% | $4,970 | $870 | $4,056 |
| 26 | NVR Mortgage Finance, Inc. | 43 | 6.125% | $7,625 | $3,897 | $6,621 |
| 27 | Bank of America, National Association | 41 | 6.25% | $1,177 | $494 | $2,505 |
| 28 | MORTGAGE ACCESS CORP. | 40 | 6.75% | $5,935 | $1,884 | $1,229 |
| 29 | Columbia Bank | 37 | 6% | $375 | $0 | $1,773 |
| 30 | PENNYMAC LOAN SERVICES, LLC | 35 | 6.5% | $7,558 | $1,895 | $1,310 |
| 31 | Citizens Bank, National Association | 33 | 6.625% | $5,275 | $1,300 | $3,128 |
| 32 | Advisors Mortgage Group, L.L.C. | 32 | 6.5% | $5,025 | $1,395 | $1,274 |
| 33 | GUARANTEED RATE AFFINITY, LLC | 31 | 6.625% | $5,363 | $1,640 | $700 |
| 34 | DHI MORTGAGE COMPANY, LTD. | 31 | 5.99% | $5,470 | $1,795 | $944 |
| 35 | Wells Fargo Bank, National Association | 31 | 6.25% | $4,795 | $1,442 | $1,676 |
| 36 | Wilmington Savings Fund Society, FSB | 30 | 6.812% | $4,801 | $595 | $2,340 |
| 37 | MERIDIAN BANK | 30 | 6.375% | $10,502 | $4,697 | $1,984 |
| 38 | Paramount Residential Mortgage Group, Inc. | 29 | 6.625% | $7,291 | $1,890 | $1,538 |
| 39 | UNION HOME MORTGAGE CORP. | 27 | 6.625% | $8,367 | $3,795 | $1,701 |
| 40 | ZILLOW HOME LOANS, LLC | 25 | 6.625% | $5,197 | $1,722 | $1,736 |
What these numbers are, and are not
Everything above is computed from the FFIEC's HMDA Modified Loan/Application Register, the public loan-level file nearly every mortgage lender must submit each year, filtered to originated, first-lien, owner-occupied principal-residence loans that were not business-purpose or reverse mortgages. Groups smaller than 5 loans are omitted. The methodology page documents every step.
The public file contains no credit scores, so differences between lenders mix true pricing differences with different customer bases: loan sizes, points paid, and borrower profiles all vary by lender. A median is context for your own quote, not a ranking and not an offer. Rates here are also a year's worth of closings blended together, while your quote reflects a single day's market.
Have a Loan Estimate in hand? The checker compares your quoted rate and origination charges against the Camden figures above, in your browser, without storing anything.
Common questions
What mortgage rate did people get in Camden County in 2025?
The median interest rate on closed home-purchase loans in Camden County, New Jersey in 2025 was 6.625%, across 4,286 first-lien, owner-occupied loans. The middle half of borrowers got between 6.125% and 6.875%.
Is this a rate I can get today?
No. These are medians of loans that already closed, under those borrowers' credit profiles, loan sizes, discount points, and lock dates. Rates also move daily. The way to learn your own number is to collect Loan Estimates from two or three lenders, which federal rules make close to free.
Why do lenders in the table show different rates?
Partly pricing, partly customer mix. Public HMDA data contains no credit scores, so a lender serving stronger-credit borrowers or larger loans will show a different median than one serving first-time buyers, at identical pricing. Use the table as a map of who is active locally and roughly where they land, not as a ranking.
Where do these numbers come from?
The FFIEC's public HMDA Modified Loan/Application Register, the loan-level data nearly every mortgage lender must file each year, filtered to originated, first-lien, owner-occupied, non-business, non-reverse loans, in groups of at least 5.