Interactive
Check your Loan Estimate
Pick your county, then copy three numbers off your Loan Estimate: the quoted rate from page 1, the section A origination-charges total from page 2, and any discount points inside section A. The tool compares them to what borrowers in your county actually received, from public federal HMDA data.
Loan purpose
Everything you type stays in your browser. Nothing is stored, sent to a lender, or used to contact you; the tool only reads public county aggregates.
The comparison figures are medians of closed loans, not quotes, and public HMDA data contains no credit scores, so your own profile and loan size will move the numbers. See the methodology for the exact filters.