What people paid for mortgages in Burlington County, NJ (2025)
Across 4,346 closed home-purchase loans in 2025, the median interest rate in Burlington was 6.575%, and the middle half of borrowers got between 6.25% and 6.875%. Median total loan costs ran $6,950 on a median loan of $355,000. Source: federal HMDA filings on first-lien, owner-occupied loans.
Home purchase
- Median rate
- 6.575%
- Middle half of rates
- 6.25%–6.875%
- Median total loan costs
- $6,950
- Median loan amount
- $355,000
4,346 loans, 2025.
Refinance
- Median rate
- 6.24%
- Middle half of rates
- 5.75%–6.75%
- Median total loan costs
- $7,991
- Median loan amount
- $305,000
2,426 loans, 2025.
Lowest median rates in Burlington (2025)
The lenders whose own closed loans had the lowest median interest rate here, among lenders with enough local volume for the median to mean something. A low median is a reason to include that lender when you collect Loan Estimates; it is not a promise about the rate you will be quoted. An independent mortgage broker can pull quotes from several lenders at once on one application.
Home purchase
- 1.Bank of America, National Association6%54 loans, median costs $4,579
- 2.Navy Federal Credit Union6.125%60 loans, median costs $4,639
- 3.Mortgage Research Center, LLC6.25%107 loans, median costs $9,677
- 4.JPMorgan Chase Bank, National Association6.25%56 loans, median costs $5,222
- 5.Wells Fargo Bank, National Association6.375%31 loans, median costs $5,152
Among lenders with at least 30 closed purchase loans in Burlington County in 2025.
Refinance
- 1.UNITED SHORE FINANCIAL SERVICES, LLCbroker only5.931%220 loans, median costs $10,557
- 2.POLICE & FIRE5.933%60 loans, median costs $0
- 3.Rocket Mortgage, LLC5.99%366 loans, median costs $8,389
- 4.Loandepot.Com, LLC5.99%73 loans, median costs $9,952
- 5.Mortgage Research Center, LLC5.99%35 loans, median costs $6,577
Among lenders with at least 30 closed refinance loans in Burlington County in 2025.
Lender by lender in Burlington
Every lender that closed at least 5 qualifying loans in Burlington County in 2025, sorted by loan count. The # column is the lender's rank here by closed loans for the selected purpose. Median origination is the lender's own charges (Loan Estimate section A); median points is the discount-points portion. Lenders marked "broker only" fund loans through independent mortgage brokers rather than taking applications directly.
| # | Lender | Loans | Median rate | Median total costs | Median origination | Median points |
|---|---|---|---|---|---|---|
| 1 | CROSSCOUNTRY MORTGAGE, INC. | 255 | 6.625% | $8,088 | $2,927 | $3,607 |
| 2 | NFM, INC. | 246 | 6.625% | $6,578 | $1,895 | $2,577 |
| 3 | GUARANTEED RATE, INC. | 192 | 6.575% | $6,588 | $1,790 | $2,465 |
| 4 | Rocket Mortgage, LLC | 183 | 6.5% | $6,706 | $4,125 | $3,150 |
| 5 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 177 | 6.625% | $5,851 | $1,550 | $2,170 |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLCbroker only | 152 | 6.58% | $11,460 | $4,779 | $2,938 |
| 7 | CMG MORTGAGE, INC. | 138 | 6.562% | $8,188 | $2,751 | $2,023 |
| 8 | Prosperity Home Mortgage, LLC | 128 | 6.625% | $6,350 | $1,575 | $1,968 |
| 9 | ABSOLUTE HOME MORTGAGE CORPORATION | 112 | 6.75% | $8,462 | $2,344 | $3,803 |
| 10 | OceanFirst Bank, National Association | 110 | 6.438% | $4,668 | $820 | n/a |
| 11 | Mortgage Research Center, LLC | 107 | 6.25% | $9,677 | $1,752 | $1,103 |
| 12 | Fairway Independent Mortgage Corporation | 94 | 6.75% | $6,861 | $3,047 | $2,203 |
| 13 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 91 | 6.625% | $8,946 | $4,484 | $3,810 |
| 14 | EMM LOANS LLC | 89 | 6.625% | $6,826 | $1,798 | $840 |
| 15 | 1st Colonial Community Bank | 83 | 6.5% | $5,439 | $1,395 | $2,559 |
| 16 | Acre Mortgage & Financial, Inc. | 75 | 6.625% | $9,857 | $4,232 | $4,222 |
| 17 | Advisors Mortgage Group, L.L.C. | 71 | 6.625% | $6,868 | $1,395 | $3,067 |
| 18 | MLD MORTGAGE INC. | 71 | 6.5% | $7,021 | $2,324 | $2,816 |
| 19 | NVR Mortgage Finance, Inc. | 71 | 6.625% | $7,445 | $5,542 | $8,559 |
| 20 | NATION ONE MORTGAGE CORPORATION | 70 | 6.625% | $17,062 | $4,307 | $4,030 |
| 21 | MOVEMENT MORTGAGE, LLC | 64 | 6.625% | $7,656 | $2,279 | $1,710 |
| 22 | Navy Federal Credit Union | 60 | 6.125% | $4,639 | $0 | $1,440 |
| 23 | ALLIED MORTGAGE GROUP, INC. | 56 | 6.625% | $8,386 | $1,595 | $2,716 |
| 24 | JPMorgan Chase Bank, National Association | 56 | 6.25% | $5,222 | $1,493 | $2,093 |
| 25 | Bank of America, National Association | 54 | 6% | $4,579 | $1,385 | $2,819 |
| 26 | PENNYMAC LOAN SERVICES, LLC | 54 | 6.529% | $7,959 | $2,037 | $2,079 |
| 27 | Broker Solutions, Inc. | 53 | 6.875% | $6,944 | $2,379 | $3,328 |
| 28 | MORTGAGE ACCESS CORP. | 52 | 6.49% | $6,108 | $1,884 | $1,867 |
| 29 | Paramount Residential Mortgage Group, Inc. | 49 | 6.5% | $10,031 | $2,033 | $3,628 |
| 30 | DHI MORTGAGE COMPANY, LTD. | 42 | 6.5% | $6,002 | $1,795 | $1,728 |
| 31 | TD Bank, National Association | 41 | 6.625% | $4,502 | $950 | $668 |
| 32 | Loandepot.Com, LLC | 41 | 6.75% | $6,488 | $1,590 | $1,837 |
| 33 | Wilmington Savings Fund Society, FSB | 38 | 6.433% | $3,406 | $595 | $1,041 |
| 34 | NEWREZ LLC | 36 | 6.75% | $9,178 | $4,645 | $1,674 |
| 35 | Wells Fargo Bank, National Association | 31 | 6.375% | $5,152 | $1,442 | $1,172 |
| 36 | GUARANTEED RATE AFFINITY, LLC | 29 | 6.625% | $5,353 | $1,640 | $1,620 |
| 37 | Gateway First Bank | 26 | 6.5% | $6,291 | $1,428 | $790 |
| 38 | ZILLOW HOME LOANS, LLC | 26 | 6.5% | $6,751 | $2,435 | $2,138 |
| 39 | MERIDIAN BANK | 26 | 6.562% | $7,966 | $2,878 | $1,583 |
| 40 | Fulton Bank, National Association | 26 | 6.562% | $7,000 | $1,522 | $1,213 |
What these numbers are, and are not
Everything above is computed from the FFIEC's HMDA Modified Loan/Application Register, the public loan-level file nearly every mortgage lender must submit each year, filtered to originated, first-lien, owner-occupied principal-residence loans that were not business-purpose or reverse mortgages. Groups smaller than 5 loans are omitted. The methodology page documents every step.
The public file contains no credit scores, so differences between lenders mix true pricing differences with different customer bases: loan sizes, points paid, and borrower profiles all vary by lender. A median is context for your own quote, not a ranking and not an offer. Rates here are also a year's worth of closings blended together, while your quote reflects a single day's market.
Have a Loan Estimate in hand? The checker compares your quoted rate and origination charges against the Burlington figures above, in your browser, without storing anything.
Common questions
What mortgage rate did people get in Burlington County in 2025?
The median interest rate on closed home-purchase loans in Burlington County, New Jersey in 2025 was 6.575%, across 4,346 first-lien, owner-occupied loans. The middle half of borrowers got between 6.25% and 6.875%.
Is this a rate I can get today?
No. These are medians of loans that already closed, under those borrowers' credit profiles, loan sizes, discount points, and lock dates. Rates also move daily. The way to learn your own number is to collect Loan Estimates from two or three lenders, which federal rules make close to free.
Why do lenders in the table show different rates?
Partly pricing, partly customer mix. Public HMDA data contains no credit scores, so a lender serving stronger-credit borrowers or larger loans will show a different median than one serving first-time buyers, at identical pricing. Use the table as a map of who is active locally and roughly where they land, not as a ranking.
Where do these numbers come from?
The FFIEC's public HMDA Modified Loan/Application Register, the loan-level data nearly every mortgage lender must file each year, filtered to originated, first-lien, owner-occupied, non-business, non-reverse loans, in groups of at least 5.