What people paid for mortgages in Matanuska-Susitna Borough, AK (2025)
Across 1,616 closed home-purchase loans in 2025, the median interest rate in Matanuska-Susitna Borough was 6.25%, and the middle half of borrowers got between 5.99% and 6.625%. Median total loan costs ran $8,069 on a median loan of $395,000. Source: federal HMDA filings on first-lien, owner-occupied loans.
Home purchase
- Median rate
- 6.25%
- Middle half of rates
- 5.99%–6.625%
- Median total loan costs
- $8,069
- Median loan amount
- $395,000
1,616 loans, 2025.
Refinance
- Median rate
- 6.125%
- Middle half of rates
- 5.75%–6.625%
- Median total loan costs
- $7,201
- Median loan amount
- $335,000
589 loans, 2025.
Lowest median rates in Matanuska-Susitna Borough (2025)
The lenders whose own closed loans had the lowest median interest rate here, among lenders with enough local volume for the median to mean something. A low median is a reason to include that lender when you collect Loan Estimates; it is not a promise about the rate you will be quoted. An independent mortgage broker can pull quotes from several lenders at once on one application.
Home purchase
- 1.UNITED SHORE FINANCIAL SERVICES, LLCbroker only6.1%117 loans, median costs $10,337
- 2.RESIDENTIAL MORTGAGE, LLC6.125%208 loans, median costs $6,819
- 3.Rocket Mortgage, LLC6.125%49 loans, median costs $11,577
- 4.KIND LENDING, LLC6.125%38 loans, median costs $10,288
- 5.GUILD MORTGAGE COMPANY6.125%35 loans, median costs $8,467
Among lenders with at least 30 closed purchase loans in Matanuska-Susitna Borough in 2025.
Refinance
- 1.UNITED SHORE FINANCIAL SERVICES, LLCbroker only5.749%37 loans, median costs $9,928
- 2.FREEDOM MORTGAGE CORPORATION5.875%35 loans, median costs $6,447
- 3.Rocket Mortgage, LLC5.99%94 loans, median costs $8,499
- 4.NEWREZ LLC6.25%43 loans, median costs $7,089
- 5.Global Federal Credit Union6.5%39 loans, median costs $4,332
Among lenders with at least 30 closed refinance loans in Matanuska-Susitna Borough in 2025.
Lender by lender in Matanuska-Susitna Borough
Every lender that closed at least 5 qualifying loans in Matanuska-Susitna Borough in 2025, sorted by loan count. The # column is the lender's rank here by closed loans for the selected purpose. Median origination is the lender's own charges (Loan Estimate section A); median points is the discount-points portion. Lenders marked "broker only" fund loans through independent mortgage brokers rather than taking applications directly.
| # | Lender | Loans | Median rate | Median total costs | Median origination | Median points |
|---|---|---|---|---|---|---|
| 1 | Global Federal Credit Union | 216 | 6.25% | $5,707 | $1,453 | $2,400 |
| 2 | NEWREZ LLC | 208 | 6.25% | $6,782 | $2,297 | $2,507 |
| 3 | RESIDENTIAL MORTGAGE, LLC | 208 | 6.125% | $6,819 | $4,088 | $920 |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLCbroker only | 117 | 6.1% | $10,337 | $3,152 | $3,624 |
| 5 | Mortgage Research Center, LLC | 74 | 6.25% | $8,670 | $0 | $1,789 |
| 6 | THE LOAN STORE, INC.broker only | 66 | 6.25% | $7,986 | $2,617 | $3,023 |
| 7 | MOVEMENT MORTGAGE, LLC | 55 | 6.5% | $10,174 | $4,411 | $2,653 |
| 8 | CANOPY MORTGAGE, LLC | 54 | 6.312% | $11,294 | $4,859 | $3,622 |
| 9 | Rocket Mortgage, LLC | 49 | 6.125% | $11,577 | $5,719 | $2,145 |
| 10 | KIND LENDING, LLC | 38 | 6.125% | $10,288 | $2,388 | $1,948 |
| 11 | GUILD MORTGAGE COMPANY | 35 | 6.125% | $8,467 | $4,911 | $4,247 |
| 12 | First National Bank Alaska | 31 | 6.375% | $7,683 | $4,614 | $767 |
| 13 | Paramount Residential Mortgage Group, Inc. | 31 | 6.25% | $12,125 | $3,918 | $4,150 |
| 14 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 31 | 6.625% | $9,964 | $5,332 | $4,346 |
| 15 | Fairway Independent Mortgage Corporation | 26 | 6.688% | $13,105 | $2,879 | $1,745 |
| 16 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 23 | 6.5% | $10,095 | $4,436 | $675 |
| 17 | ENVOY MORTGAGE, LTD | 22 | 6.25% | $7,023 | $2,126 | $2,168 |
| 18 | MATANUSKA VALLEY FEDERAL CREDIT UNION | 19 | 6.375% | $4,819 | $2,250 | n/a |
| 19 | USAA Federal Savings Bank | 19 | 6.125% | $7,592 | $763 | $2,557 |
| 20 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 17 | 6.125% | $9,030 | $70 | $4,226 |
| 21 | Navy Federal Credit Union | 17 | 5.875% | $8,996 | $0 | $5,706 |
| 22 | CHURCHILL MORTGAGE CORPORATION | 17 | 6.625% | $8,449 | $4,104 | $2,831 |
| 23 | GUARANTEED RATE, INC. | 16 | 6.537% | $8,022 | $1,890 | $2,995 |
| 24 | AMERICAN FINANCIAL RESOURCES, INC. | 13 | 6.625% | $7,379 | $1,238 | $2,379 |
| 25 | CMG MORTGAGE, INC. | 11 | 6% | $6,850 | $2,713 | $2,266 |
| 26 | Wells Fargo Bank, National Association | 11 | 6.375% | $5,071 | $2,674 | $1,700 |
| 27 | PENNYMAC LOAN SERVICES, LLC | 11 | 6.25% | $16,615 | $6,128 | $5,114 |
| 28 | North American Savings Bank, F.S.B. | 10 | 6.057% | $8,247 | $0 | $5,044 |
| 29 | NBKC BANK | 9 | 6.25% | $6,987 | $250 | $830 |
| 30 | CREDIT UNION 1 Credit Union | 9 | 6% | $6,288 | $3,365 | n/a |
| 31 | PLAZA HOME MORTGAGE, INC.broker only | 9 | 6.625% | $10,905 | $2,641 | $2,769 |
| 32 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 9 | 6.25% | $5,820 | $1,650 | $2,804 |
| 33 | Loandepot.Com, LLC | 7 | 5.75% | $8,350 | $7,458 | $3,886 |
| 34 | CORNERSTONE CAPITAL BANK, SSB | 7 | 6% | $8,545 | $4,134 | $4,574 |
| 35 | MISSION LOANS, LLC | 7 | 6.25% | $12,845 | $6,117 | $7,838 |
| 36 | CITY FIRST MORTGAGE SERVICES, L.L.C. | 7 | 6.875% | $4,838 | $2,826 | $3,599 |
| 37 | Click n' Close, Inc. | 6 | 6.25% | $5,497 | $7,560 | $2,410 |
| 38 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 6 | 6.187% | $10,824 | $3,181 | $5,544 |
| 39 | NATIONSTAR MORTGAGE LLC | 6 | 6.62% | $3,950 | $1,773 | $2,661 |
| 40 | FREEDOM MORTGAGE CORPORATION | 6 | 4.062% | $5,622 | $1,459 | $4,505 |
What these numbers are, and are not
Everything above is computed from the FFIEC's HMDA Modified Loan/Application Register, the public loan-level file nearly every mortgage lender must submit each year, filtered to originated, first-lien, owner-occupied principal-residence loans that were not business-purpose or reverse mortgages. Groups smaller than 5 loans are omitted. The methodology page documents every step.
The public file contains no credit scores, so differences between lenders mix true pricing differences with different customer bases: loan sizes, points paid, and borrower profiles all vary by lender. A median is context for your own quote, not a ranking and not an offer. Rates here are also a year's worth of closings blended together, while your quote reflects a single day's market.
Have a Loan Estimate in hand? The checker compares your quoted rate and origination charges against the Matanuska-Susitna Borough figures above, in your browser, without storing anything.
Common questions
What mortgage rate did people get in Matanuska-Susitna Borough in 2025?
The median interest rate on closed home-purchase loans in Matanuska-Susitna Borough, Alaska in 2025 was 6.25%, across 1,616 first-lien, owner-occupied loans. The middle half of borrowers got between 5.99% and 6.625%.
Is this a rate I can get today?
No. These are medians of loans that already closed, under those borrowers' credit profiles, loan sizes, discount points, and lock dates. Rates also move daily. The way to learn your own number is to collect Loan Estimates from two or three lenders, which federal rules make close to free.
Why do lenders in the table show different rates?
Partly pricing, partly customer mix. Public HMDA data contains no credit scores, so a lender serving stronger-credit borrowers or larger loans will show a different median than one serving first-time buyers, at identical pricing. Use the table as a map of who is active locally and roughly where they land, not as a ranking.
Where do these numbers come from?
The FFIEC's public HMDA Modified Loan/Application Register, the loan-level data nearly every mortgage lender must file each year, filtered to originated, first-lien, owner-occupied, non-business, non-reverse loans, in groups of at least 5.