Alaska mortgage rates and costs by county, 2025
Median figures from closed, first-lien, owner-occupied home loans reported under HMDA. Each county page breaks the numbers down by lender. Counties with fewer than 5 qualifying loans are not listed; see the methodology.
| County | Purchase loans | Median rate | Median total costs | Refinance rate |
|---|---|---|---|---|
| Anchorage Municipality | 2,833 | 6.25% | $7,373 | 6.122% |
| Matanuska-Susitna Borough | 1,616 | 6.25% | $8,069 | 6.125% |
| Fairbanks North Star Borough | 1,027 | 6.25% | $7,576 | 6% |
| Kenai Peninsula Borough | 524 | 6.25% | $7,230 | 6.25% |
| Juneau City and Borough | 302 | 6.375% | $9,873 | 6.125% |
| Southeast Fairbanks Census Area | 84 | 6.25% | $6,317 | 5.99% |
| Kodiak Island Borough | 80 | 6% | $7,304 | 6.25% |
| Ketchikan Gateway Borough | 76 | 6.375% | $8,625 | 6.375% |
| Chugach Census Area | 48 | 6.49% | $8,814 | 6.562% |
| Sitka City and Borough | 32 | 6.188% | $11,192 | 6% |
| Nome Census Area | 29 | 6.375% | $7,969 | 6.188% |
| Bethel Census Area | 25 | 6.49% | $9,426 | 6.312% |
| Denali Borough | 12 | 6.49% | $3,929 | n/a |
| Dillingham Census Area | 12 | 6.375% | $10,032 | n/a |
| Copper River Census Area | 11 | 6.125% | $6,702 | n/a |
| Haines Borough | 10 | 6.562% | $8,456 | 5.99% |
| Petersburg Borough | 10 | 6.375% | $6,932 | n/a |
| North Slope Borough | 10 | 6.312% | $6,979 | n/a |
| Skagway Municipality | 9 | 6.125% | $7,301 | n/a |
| Aleutians West Census Area | 9 | 6.375% | $8,780 | n/a |
| Bristol Bay Borough | 8 | 6.188% | $5,148 | n/a |
| Prince of Wales-Hyder Census Area | 7 | 6.625% | $6,118 | 5.49% |
Purchase loans sorted by loan count. Medians describe what closed loans looked like, under those borrowers' profiles and loan sizes; they are not quotes. Source: FFIEC HMDA Modified LAR, filing year 2025.