SUN WEST MORTGAGE COMPANY, INC.: what its borrowers actually paid (2025)
SUN WEST MORTGAGE COMPANY, INC. reported 5,604 closed first-lien, owner-occupied home loans in 2025 under HMDA, across 267 counties in 35 states, and 3,727 in 2024. The table below shows its median rates and costs in the counties where it lent most, next to each county's all-lender median, so you can see at a glance where this lender's closed loans landed relative to the local market.
Home purchase
2,641 loans
across 169 counties with at least 5 such loans, 2025.
Refinance
2,963 loans
across 217 counties with at least 5 such loans, 2025.
Where SUN WEST MORTGAGE COMPANY, INC. stands
Statewide, SUN WEST MORTGAGE COMPANY, INC. ranks #41 of 450 lenders in California by 2025 closed loans in this dataset, purchase and refinance combined. Below, its standing in the counties where it closed the most purchase loans in 2025. Loan-count ranks include every lender that reported at least 5 loans in the county; rate and cost ranks compare only lenders with at least 30 closed purchase loans there, so a one-off low median never outranks a lender with real volume.
| County | Loans | By closed loans | By lowest median rate | By lowest median costs |
|---|---|---|---|---|
| Maricopa County, AZ | 190 | #55 of 295 | #34 of 145 | #138 of 142 |
| Riverside County, CA | 131 | #35 of 229 | #30 of 94 | #66 of 93 |
| Cook County, IL | 116 | #57 of 285 | #72 of 126 | #115 of 123 |
| Los Angeles County, CA | 111 | #68 of 283 | #45 of 150 | #120 of 146 |
| Harris County, TX | 90 | #90 of 332 | #53 of 173 | #160 of 171 |
| San Bernardino County, CA | 88 | #39 of 196 | #25 of 79 | #69 of 76 |
| Tarrant County, TX | 85 | #52 of 259 | #35 of 115 | #111 of 114 |
| San Diego County, CA | 57 | #58 of 199 | #25 of 89 | #76 of 87 |
| Clark County, NV | 46 | #77 of 211 | #30 of 100 | #89 of 98 |
| Johnson County, KS | 45 | #38 of 132 | #11 of 49 | #49 of 49 |
Ranks describe 2025 closed purchase loans reported under HMDA, not current pricing. "Of N" counts the lenders eligible for that ranking: every reporting lender for loan counts, lenders with 30 or more such loans for rate and cost ranks.
County by county
Each row is this lender's median among its own closed loans in that county, with the county's all-lender median beneath it for comparison. Origination is the lender's own charges (Loan Estimate section A); points is the discount-points portion. County pages link to the full local picture.
| County | Loans | Median rate | Total costs | Origination | Points | Loan amount |
|---|---|---|---|---|---|---|
| Maricopa County, AZ | 190 | 6.25%county 6.25% | $15,129county $8,540 | $5,200 | $6,184 | $385,000county $415,000 |
| Riverside County, CA | 131 | 6.36%county 6.374% | $14,788county $11,699 | $2,968 | $1,783 | $525,000county $525,000 |
| Cook County, IL | 116 | 6.75%county 6.625% | $10,873county $6,859 | $3,739 | $1,021 | $285,000county $315,000 |
| Los Angeles County, CA | 111 | 6.375%county 6.5% | $18,367county $11,253 | $6,288 | $2,649 | $675,000county $705,000 |
| Harris County, TX | 90 | 6.25%county 6.25% | $12,808county $8,535 | $3,862 | $2,869 | $330,000county $305,000 |
| San Bernardino County, CA | 88 | 6.375%county 6.375% | $17,234county $11,902 | $6,314 | $2,965 | $475,000county $475,000 |
| Tarrant County, TX | 85 | 6.375%county 6.375% | $13,271county $8,544 | $3,765 | $3,076 | $295,000county $325,000 |
| San Diego County, CA | 57 | 6.23%county 6.375% | $16,522county $9,739 | $4,800 | $1,850 | $695,000county $715,000 |
| Clark County, NV | 46 | 6.299%county 6.25% | $12,076county $8,434 | $4,915 | $2,170 | $400,000county $405,000 |
| Johnson County, KS | 45 | 6.375%county 6.5% | $8,289county $3,422 | $5,995 | $950 | $395,000county $375,000 |
| Fort Bend County, TX | 40 | 6.125%county 6.25% | $12,790county $8,846 | $3,399 | $3,658 | $435,000county $345,000 |
| Orange County, CA | 39 | 6.375%county 6.5% | $11,452county $9,294 | $7,351 | $3,306 | $715,000county $805,000 |
| Dallas County, TX | 35 | 6.125%county 6.49% | $10,047county $8,709 | $3,989 | $2,896 | $375,000county $335,000 |
| Suffolk County, NY | 34 | 6.125%county 6.5% | $20,254county $9,859 | $10,006 | $8,171 | $595,000county $555,000 |
| Beckham County, OK | 33 | 6.375%county 6.625% | $6,901county $5,798 | $1,815 | $494 | $175,000county $175,000 |
| Jackson County, MO | 31 | 6.625%county 6.5% | $8,288county $3,983 | $4,047 | $2,606 | $265,000county $255,000 |
| Williamson County, TX | 28 | 6.22%county 6.018% | $13,642county $7,928 | $4,556 | $3,412 | $335,000county $375,000 |
| Sacramento County, CA | 27 | 6.25%county 6.375% | $12,858county $7,234 | $3,979 | $2,630 | $465,000county $465,000 |
| Hillsborough County, FL | 24 | 6.375%county 6.375% | $12,229county $9,021 | $3,664 | $2,649 | $345,000county $365,000 |
| Hamilton County, OH | 24 | 6.158%county 6.625% | $8,801county $4,710 | $1,313 | $1,582 | $225,000county $255,000 |
| Fresno County, CA | 23 | 6.5%county 6.375% | $11,625county $10,133 | $4,148 | $3,457 | $405,000county $395,000 |
| Broward County, FL | 23 | 6.5%county 6.5% | $16,432county $10,856 | $3,878 | $1,246 | $445,000county $435,000 |
| Montgomery County, TX | 23 | 6.25%county 6.125% | $13,290county $8,096 | $4,551 | $2,519 | $265,000county $295,000 |
| Sedgwick County, KS | 22 | 6.375%county 6.5% | $6,486county $4,193 | $2,066 | $1,933 | $260,000county $225,000 |
| Wayne County, MI | 21 | 6.25%county 6.625% | $8,435county $4,866 | $2,398 | $2,349 | $195,000county $205,000 |
| Collin County, TX | 21 | 5.625%county 6.125% | $9,602county $8,393 | $3,658 | $912 | $475,000county $405,000 |
| Bexar County, TX | 20 | 6.125%county 5.875% | $12,109county $8,276 | $4,858 | $4,374 | $345,000county $285,000 |
| Denton County, TX | 20 | 5.938%county 6.125% | $24,820county $8,620 | $6,651 | $7,217 | $415,000county $395,000 |
| Pinal County, AZ | 19 | 6.5%county 5.99% | $13,956county $9,759 | $4,771 | $2,632 | $315,000county $355,000 |
| Alameda County, CA | 17 | 6%county 6.375% | $13,109county $7,757 | $1,694 | $927 | $505,000county $805,000 |
| Shelby County, TN | 17 | 6.375%county 6.375% | $10,426county $6,418 | $3,763 | $6,286 | $235,000county $285,000 |
| Franklin County, OH | 16 | 6.496%county 6.5% | $4,552county $5,495 | $1,295 | $782 | $295,000county $295,000 |
| Travis County, TX | 16 | 6.438%county 6.25% | $13,265county $8,377 | $2,415 | $1,459 | $450,000county $415,000 |
| Kern County, CA | 15 | 6.125%county 6.25% | $13,542county $10,714 | $3,412 | $1,928 | $325,000county $365,000 |
| San Joaquin County, CA | 15 | 6.25%county 6.25% | $13,900county $8,589 | $1,755 | $2,622 | $515,000county $505,000 |
| Arapahoe County, CO | 15 | 6.443%county 6.375% | $16,487county $7,281 | $5,685 | $2,541 | $445,000county $455,000 |
| Miami-Dade County, FL | 15 | 6.625%county 6.5% | $13,325county $13,325 | $7,877 | $2,782 | $515,000county $505,000 |
| Butler County, OH | 15 | 6.2%county 6.625% | $8,296county $5,033 | $1,195 | $899 | $225,000county $275,000 |
| Marion County, FL | 14 | 6.125%county 6.375% | $15,783county $7,752 | $3,491 | $1,559 | $275,000county $255,000 |
| Palm Beach County, FL | 14 | 6.75%county 6.5% | $11,484county $9,356 | $1,658 | $1,843 | $420,000county $435,000 |
| Will County, IL | 14 | 6.875%county 6.625% | $11,943county $6,691 | $3,768 | $1,437 | $285,000county $325,000 |
| Brazoria County, TX | 14 | 6.25%county 6.25% | $11,063county $8,920 | $3,241 | $2,078 | $415,000county $315,000 |
| Cameron County, TX | 14 | 6.688%county 6.5% | $9,872county $9,641 | $2,753 | $494 | $215,000county $255,000 |
| Orange County, FL | 13 | 6.125%county 6.375% | $13,585county $9,402 | $4,552 | $2,669 | $355,000county $395,000 |
| Baltimore County, MD | 13 | 6.49%county 6.5% | $13,264county $7,646 | $6,895 | $6,253 | $395,000county $345,000 |
| Clay County, MO | 13 | 6.625%county 6.5% | $9,273county $3,906 | $2,818 | $1,898 | $335,000county $285,000 |
| Oklahoma County, OK | 13 | 6.375%county 6.375% | $7,836county $5,852 | $1,748 | $264 | $175,000county $245,000 |
| Milwaukee County, WI | 13 | 6.625%county 6.625% | $6,946county $3,262 | $2,290 | $928 | $215,000county $255,000 |
| Lee County, FL | 12 | 6.11%county 6.375% | $24,281county $9,372 | $6,556 | $4,792 | $350,000county $325,000 |
| Polk County, FL | 12 | 6.125%county 6.125% | $16,169county $9,426 | $6,080 | $3,224 | $305,000county $295,000 |
Showing the 50 counties where this lender closed the most purchase loans in 2025, out of 169 counties with at least 5 such loans.
What these numbers are, and are not
Everything above is computed from the FFIEC's HMDA Modified Loan/Application Register, filtered to originated, first-lien, owner-occupied principal-residence loans that were not business-purpose or reverse mortgages, in county groups of at least 5 loans. These are medians of loans that already closed, not advertised offers, and the public file contains no credit scores. A lender whose customers skew toward larger loans, stronger credit, or paying discount points will show different medians than its neighbors at identical pricing. The methodology page documents every step.
The way to compare actual offers is the Loan Estimate: every lender must give you one within 3 business days of application, on the same standardized form, and its origination charges are binding. If you have one in hand, the checker compares it against your county's figures in your browser.
Common questions
What mortgage rates did SUN WEST MORTGAGE COMPANY, INC. borrowers get in 2025?
Across the counties where SUN WEST MORTGAGE COMPANY, INC. closed the most home-purchase loans in 2025, its county median rates ran from 5.625% to 6.875%. Each figure is a median of closed loans reported under HMDA, not an advertised offer, and the table on this page shows each county next to its all-lender benchmark.
Can I get these rates from SUN WEST MORTGAGE COMPANY, INC. today?
Not from this page. These are medians of loans that already closed, under those borrowers' credit profiles, loan sizes, discount points, and lock dates. To learn your own number, apply and get a Loan Estimate, which federal rules require within 3 business days and make close to free.
Why might SUN WEST MORTGAGE COMPANY, INC.'s medians differ from the county median?
Partly pricing, partly customer mix. The public HMDA file contains no credit scores, so a lender serving stronger-credit borrowers, larger loans, or borrowers who paid points will show different medians than its neighbors at identical pricing.
Where does this data come from?
The FFIEC's public HMDA Modified Loan/Application Register, the loan-level data nearly every mortgage lender must file each year, filtered to originated, first-lien, owner-occupied, non-business, non-reverse loans, in county groups of at least 5.