Premia Mortgage, LLC DBA Premia Relocation Mortgage: what its borrowers actually paid (2025)
Premia Mortgage, LLC DBA Premia Relocation Mortgage reported 813 closed first-lien, owner-occupied home loans in 2025 under HMDA, across 88 counties in 34 states, and 985 in 2024. The table below shows its median rates and costs in the counties where it lent most, next to each county's all-lender median, so you can see at a glance where this lender's closed loans landed relative to the local market.
Home purchase
813 loans
across 88 counties with at least 5 such loans, 2025.
Where Premia Mortgage, LLC DBA Premia Relocation Mortgage stands
Statewide, Premia Mortgage, LLC DBA Premia Relocation Mortgage ranks #222 of 642 lenders in Texas by 2025 closed loans in this dataset, purchase and refinance combined. Below, its standing in the counties where it closed the most purchase loans in 2025. Loan-count ranks include every lender that reported at least 5 loans in the county; rate and cost ranks compare only lenders with at least 30 closed purchase loans there, so a one-off low median never outranks a lender with real volume.
| County | Loans | By closed loans | By lowest median rate | By lowest median costs |
|---|---|---|---|---|
| Harris County, TX | 47 | #131 of 332 | #27 of 173 | #1 of 171 |
| Collin County, TX | 23 | #106 of 233 | under 30-loan floor | under 30-loan floor |
| Maricopa County, AZ | 21 | #164 of 295 | under 30-loan floor | under 30-loan floor |
| St. Charles County, MO | 20 | #51 of 112 | under 30-loan floor | under 30-loan floor |
| Mecklenburg County, NC | 20 | #92 of 189 | under 30-loan floor | under 30-loan floor |
| Oakland County, MI | 18 | #82 of 147 | under 30-loan floor | under 30-loan floor |
| Fort Bend County, TX | 18 | #109 of 215 | under 30-loan floor | under 30-loan floor |
| Middlesex County, MA | 17 | #104 of 186 | under 30-loan floor | under 30-loan floor |
| Palm Beach County, FL | 16 | #117 of 216 | under 30-loan floor | under 30-loan floor |
| Tarrant County, TX | 16 | #152 of 259 | under 30-loan floor | under 30-loan floor |
Ranks describe 2025 closed purchase loans reported under HMDA, not current pricing. "Of N" counts the lenders eligible for that ranking: every reporting lender for loan counts, lenders with 30 or more such loans for rate and cost ranks.
County by county
Each row is this lender's median among its own closed loans in that county, with the county's all-lender median beneath it for comparison. Origination is the lender's own charges (Loan Estimate section A); points is the discount-points portion. County pages link to the full local picture.
| County | Loans | Median rate | Total costs | Origination | Points | Loan amount |
|---|---|---|---|---|---|---|
| Harris County, TX | 47 | 5.99%county 6.25% | $3,011county $8,535 | $0 | $4,210 | $435,000county $305,000 |
| Collin County, TX | 23 | 5.99%county 6.125% | $4,521county $8,393 | $0 | $6,147 | $585,000county $405,000 |
| Maricopa County, AZ | 21 | 6.25%county 6.25% | $2,566county $8,540 | $75 | $4,238 | $485,000county $415,000 |
| St. Charles County, MO | 20 | 6.375%county 6.625% | $1,861county $4,242 | $0 | $5,445 | $365,000county $315,000 |
| Mecklenburg County, NC | 20 | 6.312%county 6.375% | $25county $5,532 | $0 | $4,880 | $515,000county $395,000 |
| Oakland County, MI | 18 | 6.525%county 6.625% | $278county $4,487 | $0 | $1,479 | $420,000county $315,000 |
| Fort Bend County, TX | 18 | 6%county 6.25% | $3,199county $8,846 | $0 | $5,150 | $570,000county $345,000 |
| Middlesex County, MA | 17 | 6.55%county 6.375% | $531county $5,487 | $0 | $5,177 | $745,000county $605,000 |
| Palm Beach County, FL | 16 | 6.438%county 6.5% | $2,448county $9,356 | $0 | $603 | $520,000county $435,000 |
| Tarrant County, TX | 16 | 6.487%county 6.375% | $2,934county $8,544 | $0 | $6,210 | $340,000county $325,000 |
| Wake County, NC | 14 | 5.987%county 6.25% | $925county $4,892 | $0 | $5,436 | $500,000county $405,000 |
| Bexar County, TX | 14 | 6.188%county 5.875% | $3,387county $8,276 | $0 | $5,603 | $380,000county $285,000 |
| Midland County, TX | 14 | 5.99%county 6.5% | $4,000county $10,362 | $192 | $5,867 | $480,000county $315,000 |
| Montgomery County, TX | 14 | 6.375%county 6.125% | $3,043county $8,096 | $0 | $5,200 | $420,000county $295,000 |
| Cobb County, GA | 12 | 6.125%county 6.49% | $210county $7,667 | $0 | $3,498 | $580,000county $385,000 |
| Macomb County, MI | 12 | 6.65%county 6.625% | $216county $4,681 | $0 | $1,136 | $380,000county $235,000 |
| Knox County, TN | 12 | 6.1%county 6.49% | $420county $6,968 | $10 | $548 | $460,000county $335,000 |
| Anchorage Municipality, AK | 11 | 6.25%county 6.25% | $1,313county $7,373 | $0 | $6,392 | $635,000county $385,000 |
| Bonneville County, ID | 11 | 6.375%county 6.25% | $6,887county $8,968 | $795 | $3,300 | $365,000county $345,000 |
| Iredell County, NC | 11 | 6.125%county 6.375% | $25county $5,697 | $0 | $3,120 | $425,000county $335,000 |
| Los Angeles County, CA | 10 | 5.99%county 6.5% | $9,584county $11,253 | $3,913 | $11,500 | $780,000county $705,000 |
| Orange County, FL | 10 | 6.312%county 6.375% | $3,768county $9,402 | $0 | $5,558 | $505,000county $395,000 |
| Fulton County, GA | 10 | 6.5%county 6.375% | $969county $8,300 | $164 | $2,775 | $660,000county $395,000 |
| Polk County, IA | 10 | 6.125%county 6.375% | $426county $2,798 | $301 | $3,103 | $340,000county $255,000 |
| Johnson County, KS | 10 | 6.025%county 6.5% | $715county $3,422 | $347 | $4,470 | $560,000county $375,000 |
| Bernalillo County, NM | 10 | 6.075%county 6.499% | $3,622county $6,310 | $795 | $2,475 | $445,000county $315,000 |
| Charleston County, SC | 10 | 6.1%county 6.375% | $3,405county $6,389 | $211 | $1,310 | $465,000county $465,000 |
| Benton County, AR | 9 | 6.375%county 6.375% | $1,625county $4,661 | $0 | $8,123 | $545,000county $335,000 |
| Hennepin County, MN | 9 | 5.99%county 6.5% | $0county $5,517 | $0 | $8,139 | $465,000county $335,000 |
| St. Louis County, MO | 9 | 6.1%county 6.588% | $3,769county $4,335 | $795 | $1,349 | $365,000county $265,000 |
| Berkeley County, SC | 9 | 5.75%county 6.125% | $2,353county $8,331 | $0 | $4,623 | $435,000county $355,000 |
| York County, SC | 9 | 6.5%county 6.375% | $2,522county $6,001 | $0 | $95 | $445,000county $355,000 |
| Williamson County, TN | 9 | 6.5%county 6.49% | $6,422county $6,735 | $1,950 | $8,077 | $565,000county $665,000 |
| Denton County, TX | 9 | 5.99%county 6.125% | $4,223county $8,620 | $419 | $4,186 | $725,000county $395,000 |
| Galveston County, TX | 9 | 6.125%county 6.25% | $1,944county $8,820 | $0 | $4,411 | $485,000county $305,000 |
| St. Johns County, FL | 8 | 6.35%county 6% | $4,365county $7,637 | $0 | $4,350 | $735,000county $395,000 |
| Cook County, IL | 8 | 6.388%county 6.625% | $868county $6,859 | $41 | $3,086 | $570,000county $315,000 |
| Sedgwick County, KS | 8 | 6.55%county 6.5% | $2,307county $4,193 | $0 | $1,054 | $300,000county $225,000 |
| Wayne County, MI | 8 | 6.1%county 6.625% | $727county $4,866 | $0 | $932 | $535,000county $205,000 |
| Catawba County, NC | 8 | 6.438%county 6.375% | $765county $5,508 | $310 | $2,060 | $325,000county $285,000 |
| Guilford County, NC | 8 | 6.688%county 6.49% | $408county $5,513 | $0 | $2,483 | $375,000county $285,000 |
| Dallas County, TX | 8 | 6.438%county 6.49% | $3,685county $8,709 | $0 | $6,625 | $425,000county $335,000 |
| Madison County, AL | 7 | 6.25%county 6.125% | $1,000county $5,807 | $475 | $475 | $345,000county $295,000 |
| Douglas County, CO | 7 | 6.25%county 6.25% | $3,387county $4,859 | $0 | $10,300 | $765,000county $595,000 |
| Brevard County, FL | 7 | 6.05%county 6.375% | $4,065county $7,413 | $0 | $796 | $475,000county $325,000 |
| Cherokee County, GA | 7 | 5.9%county 6.5% | $690county $7,499 | $59 | $3,460 | $505,000county $415,000 |
| Will County, IL | 7 | 6.25%county 6.625% | $5,345county $6,691 | $304 | $1,732 | $505,000county $325,000 |
| Hamilton County, IN | 7 | 6.25%county 6.5% | $2,220county $3,799 | $0 | $6,593 | $425,000county $375,000 |
| Mower County, MN | 7 | 6.5%county 6.625% | $3,852county $5,511 | $450 | $353 | $375,000county $185,000 |
| Clay County, MO | 7 | 6.375%county 6.5% | $293county $3,906 | $0 | $5,544 | $395,000county $285,000 |
Showing the 50 counties where this lender closed the most purchase loans in 2025, out of 88 counties with at least 5 such loans.
What these numbers are, and are not
Everything above is computed from the FFIEC's HMDA Modified Loan/Application Register, filtered to originated, first-lien, owner-occupied principal-residence loans that were not business-purpose or reverse mortgages, in county groups of at least 5 loans. These are medians of loans that already closed, not advertised offers, and the public file contains no credit scores. A lender whose customers skew toward larger loans, stronger credit, or paying discount points will show different medians than its neighbors at identical pricing. The methodology page documents every step.
The way to compare actual offers is the Loan Estimate: every lender must give you one within 3 business days of application, on the same standardized form, and its origination charges are binding. If you have one in hand, the checker compares it against your county's figures in your browser.
Common questions
What mortgage rates did Premia Mortgage, LLC DBA Premia Relocation Mortgage borrowers get in 2025?
Across the counties where Premia Mortgage, LLC DBA Premia Relocation Mortgage closed the most home-purchase loans in 2025, its county median rates ran from 5.75% to 6.688%. Each figure is a median of closed loans reported under HMDA, not an advertised offer, and the table on this page shows each county next to its all-lender benchmark.
Can I get these rates from Premia Mortgage, LLC DBA Premia Relocation Mortgage today?
Not from this page. These are medians of loans that already closed, under those borrowers' credit profiles, loan sizes, discount points, and lock dates. To learn your own number, apply and get a Loan Estimate, which federal rules require within 3 business days and make close to free.
Why might Premia Mortgage, LLC DBA Premia Relocation Mortgage's medians differ from the county median?
Partly pricing, partly customer mix. The public HMDA file contains no credit scores, so a lender serving stronger-credit borrowers, larger loans, or borrowers who paid points will show different medians than its neighbors at identical pricing.
Where does this data come from?
The FFIEC's public HMDA Modified Loan/Application Register, the loan-level data nearly every mortgage lender must file each year, filtered to originated, first-lien, owner-occupied, non-business, non-reverse loans, in county groups of at least 5.