GoodLeap, LLC: what its borrowers actually paid (2025)
GoodLeap, LLC reported 4,154 closed first-lien, owner-occupied home loans in 2025 under HMDA, across 301 counties in 32 states, and 4,961 in 2024. The table below shows its median rates and costs in the counties where it lent most, next to each county's all-lender median, so you can see at a glance where this lender's closed loans landed relative to the local market.
Refinance
4,154 loans
across 301 counties with at least 5 such loans, 2025.
Where GoodLeap, LLC stands
Statewide, GoodLeap, LLC ranks #141 of 642 lenders in Texas by 2025 closed loans in this dataset, purchase and refinance combined. Below, its standing in the counties where it closed the most refinance loans in 2025. Loan-count ranks include every lender that reported at least 5 loans in the county; rate and cost ranks compare only lenders with at least 30 closed refinance loans there, so a one-off low median never outranks a lender with real volume.
| County | Loans | By closed loans | By lowest median rate | By lowest median costs |
|---|---|---|---|---|
| Maricopa County, AZ | 158 | #22 of 229 | #7 of 87 | #77 of 86 |
| Clark County, NV | 131 | #13 of 137 | #4 of 49 | #41 of 49 |
| Marion County, IN | 84 | #12 of 91 | #2 of 32 | #29 of 32 |
| Harris County, TX | 72 | #22 of 170 | #10 of 48 | #44 of 48 |
| Bexar County, TX | 70 | #13 of 95 | #11 of 34 | #29 of 34 |
| Tarrant County, TX | 56 | #20 of 128 | #15 of 36 | #36 of 36 |
| Dallas County, TX | 53 | #16 of 141 | #15 of 33 | #32 of 32 |
| San Bernardino County, CA | 52 | #26 of 143 | #2 of 48 | #32 of 47 |
| Franklin County, OH | 51 | #22 of 103 | #2 of 36 | #32 of 36 |
| Los Angeles County, CA | 49 | #82 of 258 | #14 of 115 | #74 of 113 |
Ranks describe 2025 closed refinance loans reported under HMDA, not current pricing. "Of N" counts the lenders eligible for that ranking: every reporting lender for loan counts, lenders with 30 or more such loans for rate and cost ranks.
County by county
Each row is this lender's median among its own closed loans in that county, with the county's all-lender median beneath it for comparison. Origination is the lender's own charges (Loan Estimate section A); points is the discount-points portion. County pages link to the full local picture.
| County | Loans | Median rate | Total costs | Origination | Points | Loan amount |
|---|---|---|---|---|---|---|
| Maricopa County, AZ | 158 | 5.875%county 6.125% | $12,730county $6,625 | $8,732 | $8,844 | $305,000county $375,000 |
| Clark County, NV | 131 | 5.75%county 6.125% | $11,630county $7,685 | $7,959 | $8,033 | $285,000county $365,000 |
| Marion County, IN | 84 | 5.99%county 6.25% | $8,472county $5,255 | $5,577 | $5,589 | $155,000county $195,000 |
| Harris County, TX | 72 | 6.125%county 6.49% | $8,727county $6,464 | $6,011 | $6,011 | $150,000county $255,000 |
| Bexar County, TX | 70 | 5.995%county 6.25% | $8,158county $5,313 | $5,476 | $5,545 | $125,000county $225,000 |
| Tarrant County, TX | 56 | 6.5%county 6.375% | $9,847county $6,836 | $7,002 | $7,002 | $185,000county $285,000 |
| Dallas County, TX | 53 | 6.5%county 6.5% | $9,517county $6,879 | $6,601 | $6,601 | $165,000county $275,000 |
| San Bernardino County, CA | 52 | 5.875%county 6.125% | $11,344county $8,820 | $7,544 | $7,577 | $285,000county $415,000 |
| Franklin County, OH | 51 | 5.75%county 6.25% | $10,219county $5,541 | $6,693 | $6,693 | $175,000county $245,000 |
| Los Angeles County, CA | 49 | 5.99%county 6.25% | $10,578county $7,055 | $6,842 | $7,162 | $325,000county $645,000 |
| Pima County, AZ | 47 | 5.875%county 6.125% | $9,847county $5,925 | $7,000 | $7,110 | $215,000county $285,000 |
| Riverside County, CA | 47 | 5.75%county 6.125% | $14,015county $8,466 | $8,940 | $8,972 | $345,000county $485,000 |
| Shelby County, TN | 40 | 5.99%county 6.125% | $8,666county $6,610 | $5,425 | $5,470 | $145,000county $235,000 |
| Pinal County, AZ | 37 | 5.99%county 6.125% | $9,759county $7,369 | $7,504 | $7,517 | $255,000county $315,000 |
| Duval County, FL | 37 | 5.99%county 6.125% | $10,672county $6,667 | $6,375 | $6,375 | $175,000county $275,000 |
| Fresno County, CA | 34 | 5.99%county 6.125% | $9,228county $8,006 | $6,243 | $7,243 | $260,000county $325,000 |
| Jackson County, MO | 33 | 6%county 6.25% | $7,798county $5,083 | $5,722 | $5,722 | $155,000county $225,000 |
| Cuyahoga County, OH | 33 | 5.99%county 6.49% | $9,105county $5,408 | $5,304 | $5,317 | $155,000county $175,000 |
| Hamilton County, OH | 33 | 5.99%county 6.25% | $9,891county $4,874 | $5,998 | $6,071 | $175,000county $215,000 |
| Tulsa County, OK | 33 | 5.99%county 6.25% | $10,187county $7,044 | $5,372 | $5,543 | $165,000county $225,000 |
| Sacramento County, CA | 31 | 5.875%county 6.125% | $9,950county $6,222 | $6,311 | $6,720 | $345,000county $425,000 |
| Polk County, FL | 30 | 5.933%county 6.125% | $11,383county $7,879 | $7,006 | $7,126 | $195,000county $255,000 |
| Allen County, IN | 30 | 5.875%county 6.25% | $9,821county $4,273 | $6,765 | $6,765 | $170,000county $185,000 |
| Cumberland County, NC | 30 | 5.99%county 5.99% | $8,980county $5,544 | $5,766 | $5,769 | $195,000county $245,000 |
| Oklahoma County, OK | 30 | 6.062%county 6.25% | $9,513county $6,485 | $6,083 | $6,275 | $160,000county $215,000 |
| DeKalb County, GA | 29 | 5.875%county 6.125% | $8,972county $7,343 | $5,469 | $5,528 | $175,000county $275,000 |
| Guilford County, NC | 28 | 5.99%county 6.125% | $8,886county $6,323 | $6,459 | $6,459 | $155,000county $235,000 |
| Kern County, CA | 27 | 6.125%county 6.125% | $12,831county $7,813 | $5,987 | $5,987 | $265,000county $305,000 |
| Salt Lake County, UT | 27 | 5.99%county 6.125% | $10,215county $6,423 | $7,680 | $7,874 | $325,000county $415,000 |
| Pierce County, WA | 26 | 5.812%county 6% | $12,160county $7,924 | $8,330 | $8,330 | $235,000county $455,000 |
| El Paso County, CO | 25 | 5.75%county 5.875% | $10,175county $6,047 | $7,295 | $7,639 | $285,000county $405,000 |
| Hillsborough County, FL | 25 | 5.75%county 6.125% | $11,484county $7,924 | $7,908 | $8,431 | $255,000county $325,000 |
| Washoe County, NV | 25 | 5.75%county 6.125% | $13,243county $7,340 | $7,250 | $7,250 | $295,000county $395,000 |
| Bernalillo County, NM | 25 | 5.625%county 6.125% | $11,744county $7,257 | $6,516 | $6,516 | $215,000county $265,000 |
| Montgomery County, TN | 24 | 5.812%county 5.99% | $8,141county $5,931 | $6,336 | $6,336 | $225,000county $295,000 |
| Pinellas County, FL | 23 | 5.75%county 6.25% | $11,873county $7,519 | $7,005 | $7,005 | $225,000county $305,000 |
| Forsyth County, NC | 23 | 5.75%county 6.125% | $10,831county $6,188 | $6,675 | $6,675 | $185,000county $225,000 |
| Brevard County, FL | 22 | 5.75%county 6.125% | $14,430county $6,729 | $9,183 | $9,183 | $270,000county $285,000 |
| Gwinnett County, GA | 22 | 5.995%county 6.125% | $9,075county $8,279 | $7,112 | $7,155 | $225,000county $325,000 |
| Canyon County, ID | 22 | 5.688%county 6.125% | $11,699county $8,008 | $6,397 | $6,695 | $220,000county $335,000 |
| Prince George's County, MD | 22 | 5.625%county 6% | $14,310county $9,541 | $9,363 | $9,363 | $295,000county $385,000 |
| Richland County, SC | 22 | 5.875%county 6% | $7,622county $5,878 | $6,036 | $6,036 | $165,000county $255,000 |
| Montgomery County, OH | 21 | 5.875%county 6.25% | $9,384county $4,595 | $5,800 | $5,800 | $155,000county $185,000 |
| Allegheny County, PA | 21 | 5.875%county 6.49% | $9,703county $6,011 | $5,924 | $5,924 | $155,000county $175,000 |
| Denton County, TX | 21 | 6.125%county 6.125% | $9,998county $7,675 | $7,433 | $8,938 | $245,000county $445,000 |
| Virginia Beach city, VA | 21 | 5.75%county 5.99% | $11,837county $6,560 | $7,000 | $7,000 | $265,000county $345,000 |
| Fulton County, GA | 20 | 5.99%county 6.125% | $10,316county $7,224 | $7,222 | $7,222 | $180,000county $375,000 |
| Baltimore County, MD | 20 | 5.812%county 6.125% | $12,372county $7,277 | $6,667 | $7,061 | $230,000county $295,000 |
| Wayne County, MI | 20 | 6.058%county 6.375% | $7,888county $5,390 | $5,404 | $5,907 | $135,000county $185,000 |
| Greenville County, SC | 20 | 6.062%county 6.125% | $8,981county $6,339 | $6,533 | $6,539 | $225,000county $275,000 |
Showing the 50 counties where this lender closed the most refinance loans in 2025, out of 301 counties with at least 5 such loans.
What these numbers are, and are not
Everything above is computed from the FFIEC's HMDA Modified Loan/Application Register, filtered to originated, first-lien, owner-occupied principal-residence loans that were not business-purpose or reverse mortgages, in county groups of at least 5 loans. These are medians of loans that already closed, not advertised offers, and the public file contains no credit scores. A lender whose customers skew toward larger loans, stronger credit, or paying discount points will show different medians than its neighbors at identical pricing. The methodology page documents every step.
The way to compare actual offers is the Loan Estimate: every lender must give you one within 3 business days of application, on the same standardized form, and its origination charges are binding. If you have one in hand, the checker compares it against your county's figures in your browser.
Common questions
What mortgage rates did GoodLeap, LLC borrowers get in 2025?
GoodLeap, LLC reported 4,154 qualifying loans in 2025. The table on this page shows its median rates and costs county by county, next to each county's benchmark.
Can I get these rates from GoodLeap, LLC today?
Not from this page. These are medians of loans that already closed, under those borrowers' credit profiles, loan sizes, discount points, and lock dates. To learn your own number, apply and get a Loan Estimate, which federal rules require within 3 business days and make close to free.
Why might GoodLeap, LLC's medians differ from the county median?
Partly pricing, partly customer mix. The public HMDA file contains no credit scores, so a lender serving stronger-credit borrowers, larger loans, or borrowers who paid points will show different medians than its neighbors at identical pricing.
Where does this data come from?
The FFIEC's public HMDA Modified Loan/Application Register, the loan-level data nearly every mortgage lender must file each year, filtered to originated, first-lien, owner-occupied, non-business, non-reverse loans, in county groups of at least 5.