DEEPHAVEN MORTGAGE LLC: what its borrowers actually paid (2025)
DEEPHAVEN MORTGAGE LLC reported 839 closed first-lien, owner-occupied home loans in 2025 under HMDA, across 64 counties in 25 states, and 895 in 2024. The table below shows its median rates and costs in the counties where it lent most, next to each county's all-lender median, so you can see at a glance where this lender's closed loans landed relative to the local market.
Home purchase
710 loans
across 63 counties with at least 5 such loans, 2025.
Refinance
129 loans
across 12 counties with at least 5 such loans, 2025.
Where DEEPHAVEN MORTGAGE LLC stands
Statewide, DEEPHAVEN MORTGAGE LLC ranks #145 of 490 lenders in Florida by 2025 closed loans in this dataset, purchase and refinance combined. Below, its standing in the counties where it closed the most purchase loans in 2025. Loan-count ranks include every lender that reported at least 5 loans in the county; rate and cost ranks compare only lenders with at least 30 closed purchase loans there, so a one-off low median never outranks a lender with real volume.
| County | Loans | By closed loans | By lowest median rate | By lowest median costs |
|---|---|---|---|---|
| Miami-Dade County, FL | 91 | #25 of 184 | #69 of 76 | #61 of 75 |
| Broward County, FL | 49 | #51 of 217 | #82 of 83 | #63 of 82 |
| Los Angeles County, CA | 39 | #123 of 283 | #142 of 150 | #113 of 146 |
| Maricopa County, AZ | 31 | #140 of 295 | #139 of 145 | #140 of 142 |
| Riverside County, CA | 25 | #103 of 229 | under 30-loan floor | under 30-loan floor |
| Harris County, TX | 24 | #184 of 332 | under 30-loan floor | under 30-loan floor |
| Orange County, CA | 21 | #102 of 205 | under 30-loan floor | under 30-loan floor |
| San Diego County, CA | 18 | #114 of 199 | under 30-loan floor | under 30-loan floor |
| Palm Beach County, FL | 17 | #110 of 216 | under 30-loan floor | under 30-loan floor |
| Fulton County, GA | 15 | #105 of 190 | under 30-loan floor | under 30-loan floor |
Ranks describe 2025 closed purchase loans reported under HMDA, not current pricing. "Of N" counts the lenders eligible for that ranking: every reporting lender for loan counts, lenders with 30 or more such loans for rate and cost ranks.
County by county
Each row is this lender's median among its own closed loans in that county, with the county's all-lender median beneath it for comparison. Origination is the lender's own charges (Loan Estimate section A); points is the discount-points portion. County pages link to the full local picture.
| County | Loans | Median rate | Total costs | Origination | Points | Loan amount |
|---|---|---|---|---|---|---|
| Miami-Dade County, FL | 91 | 7.125%county 6.5% | $18,349county $13,325 | $11,564 | $3,184 | $535,000county $505,000 |
| Broward County, FL | 49 | 7.5%county 6.5% | $14,413county $10,856 | $8,335 | $1,732 | $525,000county $435,000 |
| Los Angeles County, CA | 39 | 7.375%county 6.5% | $16,676county $11,253 | $10,577 | $4,635 | $705,000county $705,000 |
| Maricopa County, AZ | 31 | 7.25%county 6.25% | $16,712county $8,540 | $11,285 | $6,030 | $995,000county $415,000 |
| Riverside County, CA | 25 | 7.375%county 6.374% | $13,477county $11,699 | $7,838 | $4,222 | $545,000county $525,000 |
| Harris County, TX | 24 | 7.12%county 6.25% | $13,892county $8,535 | $8,347 | $1,504 | $395,000county $305,000 |
| Orange County, CA | 21 | 7.25%county 6.5% | $10,521county $9,294 | $3,300 | $1,579 | $975,000county $805,000 |
| San Diego County, CA | 18 | 7.058%county 6.375% | $26,101county $9,739 | $17,825 | $7,454 | $1,220,000county $715,000 |
| Palm Beach County, FL | 17 | 7.5%county 6.5% | $12,840county $9,356 | $8,798 | $1,926 | $715,000county $435,000 |
| Fulton County, GA | 15 | 7.25%county 6.375% | $12,577county $8,300 | $7,851 | $5,203 | $765,000county $395,000 |
| Cook County, IL | 14 | 7.5%county 6.625% | $10,516county $6,859 | $5,706 | $2,024 | $260,000county $315,000 |
| Fort Bend County, TX | 14 | 7.12%county 6.25% | $14,649county $8,846 | $9,696 | $3,107 | $335,000county $345,000 |
| Dallas County, TX | 13 | 7.25%county 6.49% | $9,822county $8,709 | $4,945 | $14,230 | $525,000county $335,000 |
| Denton County, TX | 12 | 6.99%county 6.125% | $14,215county $8,620 | $9,499 | $2,012 | $550,000county $395,000 |
| Orange County, FL | 10 | 7.12%county 6.375% | $11,991county $9,402 | $7,450 | $6,127 | $430,000county $395,000 |
| Pasco County, FL | 10 | 7.875%county 6.125% | $8,706county $8,360 | $6,046 | $4,625 | $445,000county $325,000 |
| Gwinnett County, GA | 10 | 7.245%county 6.375% | $10,432county $8,573 | $6,751 | $5,309 | $400,000county $375,000 |
| St. Tammany Parish, LA | 10 | 7.75%county 6.49% | $11,303county $6,038 | $7,710 | $6,143 | $485,000county $275,000 |
| Collin County, TX | 10 | 7.375%county 6.125% | $13,231county $8,393 | $8,981 | $5,335 | $345,000county $405,000 |
| Hillsborough County, FL | 9 | 6.875%county 6.375% | $10,971county $9,021 | $7,619 | $1,314 | $305,000county $365,000 |
| Manatee County, FL | 9 | 7.375%county 6.05% | $13,230county $8,258 | $9,439 | $7,468 | $455,000county $355,000 |
| Pinellas County, FL | 9 | 7.75%county 6.5% | $7,498county $7,644 | $4,520 | $848 | $205,000county $355,000 |
| Sarasota County, FL | 9 | 7.75%county 6.375% | $8,765county $7,311 | $5,133 | $2,681 | $315,000county $345,000 |
| Clark County, NV | 9 | 7.875%county 6.25% | $15,281county $8,434 | $10,788 | $5,677 | $645,000county $405,000 |
| Mecklenburg County, NC | 9 | 7.75%county 6.375% | $13,131county $5,532 | $9,669 | $8,174 | $585,000county $395,000 |
| Travis County, TX | 9 | 7.25%county 6.25% | $14,390county $8,377 | $8,453 | $9,401 | $365,000county $415,000 |
| Baldwin County, AL | 8 | 7.625%county 6.25% | $10,135county $5,834 | $8,364 | $4,178 | $370,000county $305,000 |
| San Bernardino County, CA | 8 | 7.5%county 6.375% | $13,486county $11,902 | $9,614 | $7,440 | $555,000county $475,000 |
| Lee County, FL | 8 | 7.75%county 6.375% | $13,618county $9,372 | $8,521 | $3,645 | $285,000county $325,000 |
| Pima County, AZ | 7 | 7.75%county 6.25% | $13,086county $7,370 | $9,053 | $5,250 | $435,000county $325,000 |
| Contra Costa County, CA | 7 | 7.875%county 6.418% | $12,908county $8,606 | $9,070 | $2,406 | $565,000county $645,000 |
| Hennepin County, MN | 7 | 7.75%county 6.5% | $8,448county $5,517 | $4,302 | $5,089 | $435,000county $335,000 |
| Montgomery County, TX | 7 | 7.625%county 6.125% | $22,577county $8,096 | $14,379 | $4,563 | $405,000county $295,000 |
| Loudoun County, VA | 7 | 7.25%county 6.375% | $16,023county $6,710 | $8,169 | $6,569 | $1,005,000county $625,000 |
| King County, WA | 7 | 7.25%county 6.375% | $19,912county $6,686 | $14,095 | $12,150 | $885,000county $675,000 |
| Duval County, FL | 6 | 7.438%county 6.25% | $8,878county $7,601 | $3,860 | $663 | $400,000county $295,000 |
| Lake County, FL | 6 | 7.49%county 6.25% | $9,050county $8,774 | $4,565 | $3,154 | $495,000county $345,000 |
| Honolulu County, HI | 6 | 6.75%county 6.125% | $15,868county $11,077 | $11,001 | $3,147 | $700,000county $595,000 |
| Ocean County, NJ | 6 | 9.062%county 6.625% | $11,205county $6,753 | $6,897 | $5,972 | $550,000county $395,000 |
| Lucas County, OH | 6 | 8.125%county 6.625% | $13,095county $5,077 | $9,610 | $2,894 | $320,000county $185,000 |
| Montgomery County, PA | 6 | 7.438%county 6.5% | $17,710county $7,347 | $11,536 | $10,190 | $565,000county $395,000 |
| Lubbock County, TX | 6 | 6.99%county 6.375% | $10,440county $6,786 | $7,135 | $3,479 | $305,000county $235,000 |
| Pierce County, WA | 6 | 7.12%county 6.495% | $17,089county $9,177 | $13,195 | $5,200 | $495,000county $495,000 |
| Sacramento County, CA | 5 | 7.25%county 6.375% | $14,664county $7,234 | $10,256 | $5,200 | $325,000county $465,000 |
| Santa Clara County, CA | 5 | 6.99%county 6% | $7,671county $5,553 | $3,903 | $1,958 | $755,000county $1,115,000 |
| Arapahoe County, CO | 5 | 7.375%county 6.375% | $13,268county $7,281 | $9,308 | $9,230 | $595,000county $455,000 |
| El Paso County, CO | 5 | 7.5%county 6.125% | $13,968county $7,067 | $11,690 | $10,493 | $465,000county $425,000 |
| Weld County, CO | 5 | 7.25%county 6.25% | $10,740county $8,333 | $8,693 | $858 | $335,000county $435,000 |
| FIPS 09110, | 5 | 7.25%county 6.5% | $12,881county $5,722 | $9,570 | $3,024 | $275,000county $325,000 |
| Marion County, FL | 5 | 7.75%county 6.375% | $7,893county $7,752 | $5,575 | $9,900 | $265,000county $255,000 |
Showing the 50 counties where this lender closed the most purchase loans in 2025, out of 63 counties with at least 5 such loans.
What these numbers are, and are not
Everything above is computed from the FFIEC's HMDA Modified Loan/Application Register, filtered to originated, first-lien, owner-occupied principal-residence loans that were not business-purpose or reverse mortgages, in county groups of at least 5 loans. These are medians of loans that already closed, not advertised offers, and the public file contains no credit scores. A lender whose customers skew toward larger loans, stronger credit, or paying discount points will show different medians than its neighbors at identical pricing. The methodology page documents every step.
The way to compare actual offers is the Loan Estimate: every lender must give you one within 3 business days of application, on the same standardized form, and its origination charges are binding. If you have one in hand, the checker compares it against your county's figures in your browser.
Common questions
What mortgage rates did DEEPHAVEN MORTGAGE LLC borrowers get in 2025?
Across the counties where DEEPHAVEN MORTGAGE LLC closed the most home-purchase loans in 2025, its county median rates ran from 6.75% to 9.062%. Each figure is a median of closed loans reported under HMDA, not an advertised offer, and the table on this page shows each county next to its all-lender benchmark.
Can I get these rates from DEEPHAVEN MORTGAGE LLC today?
Not from this page. These are medians of loans that already closed, under those borrowers' credit profiles, loan sizes, discount points, and lock dates. To learn your own number, apply and get a Loan Estimate, which federal rules require within 3 business days and make close to free.
Why might DEEPHAVEN MORTGAGE LLC's medians differ from the county median?
Partly pricing, partly customer mix. The public HMDA file contains no credit scores, so a lender serving stronger-credit borrowers, larger loans, or borrowers who paid points will show different medians than its neighbors at identical pricing.
Where does this data come from?
The FFIEC's public HMDA Modified Loan/Application Register, the loan-level data nearly every mortgage lender must file each year, filtered to originated, first-lien, owner-occupied, non-business, non-reverse loans, in county groups of at least 5.