Wyoming mortgage rates and costs by county, 2025
Median figures from closed, first-lien, owner-occupied home loans reported under HMDA. Each county page breaks the numbers down by lender. Counties with fewer than 5 qualifying loans are not listed; see the methodology.
| County | Purchase loans | Median rate | Median total costs | Refinance rate |
|---|---|---|---|---|
| Laramie County | 1,544 | 6.25% | $7,813 | 6% |
| Natrona County | 1,089 | 6.25% | $7,926 | 6% |
| Campbell County | 432 | 6.375% | $8,444 | 6.125% |
| Sweetwater County | 375 | 6.125% | $7,407 | 6.124% |
| Albany County | 355 | 6.25% | $7,313 | 6.125% |
| Sheridan County | 310 | 6.25% | $6,858 | 6.125% |
| Park County | 281 | 6.375% | $6,555 | 6.125% |
| Lincoln County | 221 | 6.49% | $6,395 | 6.25% |
| Fremont County | 215 | 6.49% | $6,281 | 6.25% |
| Uinta County | 186 | 6.25% | $8,467 | 6.062% |
| Carbon County | 145 | 6.375% | $6,586 | 6.188% |
| Converse County | 114 | 6.546% | $7,778 | 6.062% |
| Teton County | 108 | 6.375% | $6,047 | 6% |
| Sublette County | 98 | 6.374% | $7,850 | 6.124% |
| Goshen County | 87 | 6.562% | $5,562 | 6.25% |
| Platte County | 85 | 6.25% | $4,765 | 6.312% |
| Big Horn County | 69 | 6.375% | $5,809 | 6.25% |
| Washakie County | 58 | 6.375% | $5,152 | 6.058% |
| Johnson County | 54 | 6.375% | $6,443 | 6.25% |
| Weston County | 50 | 6.375% | $5,778 | 6.25% |
| Crook County | 50 | 6.624% | $7,289 | 6.49% |
| Hot Springs County | 25 | 6.625% | $5,501 | 5.874% |
| Niobrara County | 11 | 6.562% | $4,339 | 6.125% |
Purchase loans sorted by loan count. Medians describe what closed loans looked like, under those borrowers' profiles and loan sizes; they are not quotes. Source: FFIEC HMDA Modified LAR, filing year 2025.