Wisconsin mortgage rates and costs by county, 2025
Median figures from closed, first-lien, owner-occupied home loans reported under HMDA. Each county page breaks the numbers down by lender. Counties with fewer than 5 qualifying loans are not listed; see the methodology.
| County | Purchase loans | Median rate | Median total costs | Refinance rate |
|---|---|---|---|---|
| Milwaukee County | 7,046 | 6.625% | $3,262 | 6.375% |
| Dane County | 5,546 | 6.5% | $3,703 | 6.125% |
| Waukesha County | 4,325 | 6.625% | $3,148 | 6.25% |
| Brown County | 2,608 | 6.5% | $3,335 | 6.125% |
| Outagamie County | 2,173 | 6.49% | $3,387 | 6% |
| Racine County | 1,922 | 6.5% | $3,236 | 6.25% |
| Rock County | 1,842 | 6.625% | $3,548 | 6.375% |
| Winnebago County | 1,774 | 6.5% | $3,396 | 6% |
| Washington County | 1,508 | 6.612% | $3,109 | 6.25% |
| Kenosha County | 1,411 | 6.6% | $3,603 | 6.25% |
| Marathon County | 1,218 | 6.5% | $3,325 | 6.375% |
| St. Croix County | 1,153 | 6.5% | $4,480 | 6.125% |
| La Crosse County | 1,077 | 6.625% | $3,174 | 6.3% |
| Fond du Lac County | 1,049 | 6.5% | $3,115 | 6.49% |
| Eau Claire County | 978 | 6.625% | $3,981 | 6.375% |
| Sheboygan County | 975 | 6.5% | $3,274 | 6.25% |
| Ozaukee County | 928 | 6.625% | $3,057 | 6.25% |
| Walworth County | 899 | 6.625% | $3,774 | 6.375% |
| Dodge County | 845 | 6.625% | $3,323 | 6.3% |
| Jefferson County | 809 | 6.625% | $3,421 | 6.25% |
| Manitowoc County | 773 | 6.5% | $3,160 | 6.125% |
| Columbia County | 664 | 6.5% | $3,304 | 6.25% |
| Wood County | 652 | 6.5% | $3,286 | 6.25% |
| Calumet County | 647 | 6.5% | $3,380 | 6% |
| Sauk County | 615 | 6.5% | $3,666 | 6.25% |
| Chippewa County | 587 | 6.5% | $3,930 | 6.25% |
| Polk County | 528 | 6.625% | $4,303 | 6.25% |
| Waupaca County | 515 | 6.5% | $3,331 | 6.125% |
| Portage County | 482 | 6.49% | $3,431 | 6.25% |
| Barron County | 459 | 6.625% | $3,943 | 6.315% |
| Douglas County | 441 | 6.49% | $5,015 | 6.13% |
| Monroe County | 415 | 6.599% | $3,652 | 6.25% |
| Pierce County | 395 | 6.5% | $4,337 | 6.25% |
| Marinette County | 382 | 6.5% | $3,485 | 6.25% |
| Green County | 370 | 6.625% | $3,118 | 6.375% |
| Dunn County | 369 | 6.625% | $3,720 | 6.375% |
| Oconto County | 360 | 6.5% | $3,683 | 5.99% |
| Grant County | 360 | 6.375% | $3,088 | 6.125% |
| Shawano County | 338 | 6.5% | $3,381 | 6.25% |
| Oneida County | 289 | 6.625% | $3,565 | 6.5% |
| Clark County | 269 | 6.625% | $3,287 | 6.5% |
| Door County | 254 | 6.625% | $3,451 | 6.375% |
| Lincoln County | 246 | 6.625% | $3,732 | 6.5% |
| Juneau County | 237 | 6.75% | $4,030 | 6.39% |
| Vernon County | 237 | 6.625% | $3,201 | 6.625% |
| Iowa County | 233 | 6.5% | $3,665 | 6.5% |
| Trempealeau County | 228 | 6.625% | $3,515 | 6.25% |
| Adams County | 209 | 6.625% | $3,415 | 6.49% |
| Waushara County | 205 | 6.5% | $3,804 | 6.375% |
| Kewaunee County | 204 | 6.5% | $3,468 | 6.25% |
| Langlade County | 182 | 6.5% | $3,751 | 6.49% |
| Green Lake County | 172 | 6.625% | $3,388 | 6.25% |
| Vilas County | 168 | 6.625% | $3,563 | 6.5% |
| Jackson County | 166 | 6.55% | $2,703 | 6.45% |
| Marquette County | 150 | 6.625% | $3,512 | 6.5% |
| Price County | 146 | 6.625% | $3,144 | 6.5% |
| Taylor County | 142 | 6.75% | $3,662 | 6.5% |
| Sawyer County | 134 | 6.525% | $3,494 | 6.362% |
| Burnett County | 134 | 6.75% | $4,472 | 6.25% |
| Washburn County | 122 | 6.625% | $3,916 | 6.25% |
| Bayfield County | 120 | 6.375% | $3,753 | 6.375% |
| Lafayette County | 116 | 6.5% | $2,848 | 6.5% |
| Rusk County | 112 | 6.625% | $4,001 | 6.5% |
| Richland County | 106 | 6.625% | $3,693 | 6.625% |
| Crawford County | 105 | 6.5% | $3,204 | 6.338% |
| Buffalo County | 104 | 6.5% | $4,015 | 6.375% |
| Ashland County | 101 | 6.625% | $3,459 | 6.125% |
| Forest County | 69 | 6.5% | $3,367 | 6.5% |
| Pepin County | 58 | 6.625% | $4,427 | 6.312% |
| Iron County | 42 | 6.75% | $3,552 | 6.495% |
| Florence County | 32 | 6.562% | $3,647 | 6.312% |
| Menominee County | 8 | 6.5% | $6,058 | 6.5% |
Purchase loans sorted by loan count. Medians describe what closed loans looked like, under those borrowers' profiles and loan sizes; they are not quotes. Source: FFIEC HMDA Modified LAR, filing year 2025.