New Hampshire mortgage rates and costs by county, 2025
Median figures from closed, first-lien, owner-occupied home loans reported under HMDA. Each county page breaks the numbers down by lender. Counties with fewer than 5 qualifying loans are not listed; see the methodology.
| County | Purchase loans | Median rate | Median total costs | Refinance rate |
|---|---|---|---|---|
| Hillsborough County | 3,829 | 6.625% | $4,739 | 6.25% |
| Rockingham County | 3,149 | 6.624% | $4,756 | 6.375% |
| Merrimack County | 1,523 | 6.625% | $4,575 | 6.25% |
| Strafford County | 1,222 | 6.625% | $4,497 | 6.25% |
| Cheshire County | 632 | 6.624% | $4,607 | 6.375% |
| Grafton County | 625 | 6.625% | $4,585 | 6.375% |
| Belknap County | 580 | 6.625% | $4,731 | 6.375% |
| Carroll County | 461 | 6.625% | $4,534 | 6.49% |
| Sullivan County | 339 | 6.625% | $4,925 | 6.25% |
| Coos County | 218 | 6.5% | $4,052 | 6.25% |
Purchase loans sorted by loan count. Medians describe what closed loans looked like, under those borrowers' profiles and loan sizes; they are not quotes. Source: FFIEC HMDA Modified LAR, filing year 2025.