Nevada mortgage rates and costs by county, 2025
Median figures from closed, first-lien, owner-occupied home loans reported under HMDA. Each county page breaks the numbers down by lender. Counties with fewer than 5 qualifying loans are not listed; see the methodology.
| County | Purchase loans | Median rate | Median total costs | Refinance rate |
|---|---|---|---|---|
| Clark County | 22,949 | 6.25% | $8,434 | 6.125% |
| Washoe County | 4,860 | 6.375% | $8,410 | 6.125% |
| Lyon County | 1,041 | 6.25% | $10,358 | 6.125% |
| Nye County | 704 | 6.625% | $7,955 | 6.125% |
| Elko County | 604 | 6.5% | $10,806 | 6.125% |
| Douglas County | 556 | 6.49% | $7,406 | 6.25% |
| Carson City | 513 | 6.49% | $7,903 | 6.245% |
| Churchill County | 276 | 6.375% | $8,802 | 6.125% |
| Humboldt County | 230 | 6.5% | $10,700 | 6.25% |
| White Pine County | 89 | 6.625% | $8,006 | 6.49% |
| Storey County | 53 | 6.49% | $9,625 | 6.062% |
| Lander County | 48 | 6.625% | $10,001 | 6.183% |
| Pershing County | 37 | 6.575% | $10,458 | 6.188% |
| Lincoln County | 34 | 6.5% | $6,306 | 6.62% |
| Mineral County | 32 | 6.625% | $6,991 | 6.125% |
| Eureka County | 13 | 6.875% | $12,202 | n/a |
Purchase loans sorted by loan count. Medians describe what closed loans looked like, under those borrowers' profiles and loan sizes; they are not quotes. Source: FFIEC HMDA Modified LAR, filing year 2025.