Mississippi mortgage rates and costs by county, 2025
Median figures from closed, first-lien, owner-occupied home loans reported under HMDA. Each county page breaks the numbers down by lender. Counties with fewer than 5 qualifying loans are not listed; see the methodology.
| County | Purchase loans | Median rate | Median total costs | Refinance rate |
|---|---|---|---|---|
| DeSoto County | 2,338 | 6.25% | $7,999 | 6.125% |
| Harrison County | 2,254 | 6.25% | $6,309 | 6.125% |
| Rankin County | 2,001 | 6.424% | $6,729 | 6.25% |
| Jackson County | 1,553 | 6.375% | $6,570 | 6.125% |
| Madison County | 1,348 | 6.5% | $5,860 | 6.375% |
| Hinds County | 1,219 | 6.375% | $6,184 | 6.5% |
| Lee County | 708 | 6.5% | $5,508 | 6.5% |
| Lamar County | 672 | 6.5% | $6,366 | 6.375% |
| Forrest County | 607 | 6.5% | $5,697 | 6.375% |
| Pearl River County | 584 | 6.5% | $6,806 | 6.25% |
| Hancock County | 495 | 6.5% | $6,413 | 6.25% |
| Lafayette County | 494 | 6.625% | $5,426 | 6.375% |
| Lowndes County | 493 | 6.375% | $6,761 | 6.49% |
| Lauderdale County | 471 | 6.5% | $5,622 | 6.278% |
| Marshall County | 448 | 6.25% | $6,716 | 6.25% |
| Jones County | 431 | 6.875% | $5,011 | 7.25% |
| Oktibbeha County | 349 | 6.625% | $5,831 | 6.125% |
| George County | 329 | 6.5% | $6,022 | 6.625% |
| Panola County | 284 | 6.75% | $6,029 | 6.312% |
| Warren County | 272 | 6.625% | $6,334 | 6.625% |
| Monroe County | 267 | 6.75% | $5,985 | 6.625% |
| Pike County | 250 | 6.875% | $6,183 | 6.25% |
| Lincoln County | 232 | 6.99% | $6,234 | 6.99% |
| Tate County | 223 | 6.5% | $6,675 | 6.495% |
| Pontotoc County | 217 | 6.625% | $6,275 | 6.49% |
| Alcorn County | 216 | 6.625% | $5,473 | 6.49% |
| Simpson County | 206 | 6.875% | $6,351 | 6.75% |
| Union County | 192 | 6.5% | $6,437 | 6.625% |
| Marion County | 180 | 6.75% | $5,978 | 6.625% |
| Itawamba County | 172 | 6.625% | $5,653 | 6.5% |
| Adams County | 160 | 6.74% | $5,662 | 6.25% |
| Stone County | 156 | 6.75% | $6,667 | 6.125% |
| Prentiss County | 149 | 6.625% | $5,498 | 6.875% |
| Scott County | 147 | 7.375% | $6,582 | 7.125% |
| Copiah County | 147 | 7.062% | $6,705 | 6.625% |
| Tishomingo County | 146 | 6.625% | $4,979 | 6.438% |
| Covington County | 137 | 7.485% | $6,071 | 7% |
| Clarke County | 135 | 6.75% | $5,806 | 6.5% |
| Washington County | 132 | 6.69% | $5,636 | 7.5% |
| Wayne County | 122 | 8.5% | $6,487 | 7.25% |
| Neshoba County | 122 | 6.745% | $6,207 | 6.5% |
| Newton County | 122 | 6.99% | $5,905 | 6.625% |
| Grenada County | 117 | 6.745% | $5,493 | 6.495% |
| Clay County | 117 | 7.125% | $6,014 | 6.5% |
| Bolivar County | 112 | 6.625% | $5,421 | 6.936% |
| Walthall County | 111 | 8.35% | $6,637 | 6.625% |
| Jasper County | 111 | 8.5% | $4,964 | 7.125% |
| Smith County | 110 | 7.37% | $5,774 | 7.2% |
| Attala County | 109 | 6.75% | $6,030 | 6.875% |
| Leake County | 107 | 7.125% | $5,112 | 6.99% |
| Chickasaw County | 104 | 7.062% | $6,110 | 6.5% |
| Yazoo County | 103 | 6.64% | $6,289 | 6.5% |
| Leflore County | 102 | 6.75% | $4,330 | 7.125% |
| Tippah County | 98 | 6.75% | $5,803 | 6.49% |
| Winston County | 96 | 6.75% | $5,748 | 6.625% |
| Yalobusha County | 93 | 6.875% | $6,388 | 7.362% |
| Greene County | 86 | 7.25% | $4,825 | 7.25% |
| Perry County | 86 | 7.125% | $5,729 | 6.5% |
| Lawrence County | 73 | 6.99% | $6,072 | 6.922% |
| Benton County | 69 | 6.875% | $7,114 | 6.5% |
| Jefferson Davis County | 68 | 8.47% | $5,736 | 6.25% |
| Amite County | 67 | 7.66% | $7,360 | 6.875% |
| Webster County | 66 | 6.633% | $6,324 | 6.255% |
| Calhoun County | 64 | 6.99% | $5,590 | 6.25% |
| Coahoma County | 60 | 6.625% | $4,520 | 6.308% |
| Sunflower County | 60 | 7% | $4,538 | 8.2% |
| Carroll County | 54 | 6.875% | $4,549 | 7.02% |
| Tallahatchie County | 51 | 7.25% | $4,627 | 6.625% |
| Noxubee County | 49 | 9.785% | $6,258 | 7.05% |
| Montgomery County | 47 | 6.688% | $5,300 | 6.625% |
| Choctaw County | 47 | 6.875% | $6,028 | 6.562% |
| Franklin County | 45 | 7.312% | $6,018 | 6.25% |
| Holmes County | 38 | 8.83% | $6,894 | 6.688% |
| Humphreys County | 36 | 7.125% | $3,180 | 7.375% |
| Kemper County | 36 | 8.65% | $6,073 | 7.625% |
| Claiborne County | 30 | 9.24% | $4,490 | 5.87% |
| Jefferson County | 29 | 9.49% | $3,870 | 6.688% |
| Wilkinson County | 29 | 9.635% | $6,005 | 6.24% |
| Quitman County | 22 | 6.5% | $6,308 | n/a |
| Sharkey County | 16 | 3.188% | $4,409 | n/a |
| Tunica County | 15 | 6.25% | $7,495 | 6.375% |
Purchase loans sorted by loan count. Medians describe what closed loans looked like, under those borrowers' profiles and loan sizes; they are not quotes. Source: FFIEC HMDA Modified LAR, filing year 2025.