Louisiana mortgage rates and costs by county, 2025
Median figures from closed, first-lien, owner-occupied home loans reported under HMDA. Each county page breaks the numbers down by lender. Counties with fewer than 5 qualifying loans are not listed; see the methodology.
| County | Purchase loans | Median rate | Median total costs | Refinance rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 3,560 | 6.5% | $6,178 | 6.25% |
| St. Tammany Parish | 2,936 | 6.49% | $6,038 | 6.125% |
| Lafayette Parish | 2,865 | 6.375% | $5,912 | 6.125% |
| Jefferson Parish | 2,417 | 6.5% | $6,306 | 6.25% |
| Orleans Parish | 1,959 | 6.5% | $6,410 | 6.25% |
| Livingston Parish | 1,841 | 6.49% | $6,993 | 6.25% |
| Caddo Parish | 1,645 | 6.5% | $6,171 | 6.25% |
| Calcasieu Parish | 1,601 | 6.5% | $5,979 | 6.25% |
| Bossier Parish | 1,513 | 6.374% | $6,215 | 6.125% |
| Ascension Parish | 1,391 | 6.5% | $6,616 | 6.25% |
| Tangipahoa Parish | 1,223 | 6.5% | $6,463 | 6.125% |
| Ouachita Parish | 1,160 | 6.5% | $6,001 | 6.25% |
| Rapides Parish | 891 | 6.499% | $6,392 | 6.25% |
| Terrebonne Parish | 707 | 6.49% | $6,612 | 6.375% |
| Lafourche Parish | 702 | 6.49% | $6,806 | 6.25% |
| St. Landry Parish | 562 | 6.625% | $6,467 | 6.25% |
| St. Charles Parish | 420 | 6.5% | $6,752 | 6.25% |
| Vermilion Parish | 419 | 6.375% | $5,750 | 6.5% |
| Acadia Parish | 414 | 6.5% | $6,393 | 6.25% |
| Iberia Parish | 376 | 6.5% | $6,126 | 6.25% |
| St. Martin Parish | 375 | 6.624% | $6,420 | 6.434% |
| Beauregard Parish | 355 | 6.625% | $6,526 | 6.25% |
| Vernon Parish | 332 | 6.624% | $5,950 | 5.933% |
| Lincoln Parish | 300 | 6.5% | $5,111 | 6.25% |
| St. Bernard Parish | 277 | 6.575% | $7,192 | 6.188% |
| West Baton Rouge Parish | 275 | 6.5% | $6,439 | 6.25% |
| Webster Parish | 264 | 6.625% | $5,957 | 6.562% |
| De Soto Parish | 263 | 6.625% | $6,866 | 6.25% |
| Avoyelles Parish | 257 | 6.625% | $6,698 | 6.25% |
| St. John the Baptist Parish | 229 | 6.59% | $7,091 | 6.25% |
| Jefferson Davis Parish | 228 | 6.625% | $5,730 | 6.49% |
| Washington Parish | 226 | 6.75% | $6,290 | 6.375% |
| St. Mary Parish | 214 | 6.625% | $5,944 | 6.75% |
| Natchitoches Parish | 208 | 6.625% | $6,594 | 6.25% |
| Sabine Parish | 189 | 7.25% | $6,674 | 6.49% |
| Iberville Parish | 186 | 6.625% | $7,331 | 6.25% |
| Pointe Coupee Parish | 158 | 6.625% | $5,908 | 6.5% |
| Evangeline Parish | 154 | 6.688% | $6,061 | 6.625% |
| Union Parish | 146 | 6.875% | $6,684 | 6.375% |
| Plaquemines Parish | 139 | 6.5% | $7,715 | 6.25% |
| Grant Parish | 135 | 6.575% | $6,311 | 6.49% |
| Morehouse Parish | 123 | 6.875% | $5,443 | 6.5% |
| Richland Parish | 116 | 6.988% | $6,821 | 6.625% |
| Allen Parish | 113 | 6.75% | $5,964 | 6.5% |
| East Feliciana Parish | 113 | 6.625% | $6,565 | 6.375% |
| Assumption Parish | 112 | 6.5% | $6,461 | 6.375% |
| LaSalle Parish | 112 | 6.64% | $6,557 | 6.125% |
| St. James Parish | 104 | 6.625% | $6,599 | 6.25% |
| West Feliciana Parish | 95 | 6.75% | $5,974 | 6.375% |
| St. Helena Parish | 88 | 8.98% | $6,648 | 6.287% |
| Franklin Parish | 88 | 6.875% | $6,380 | 6.49% |
| Concordia Parish | 79 | 6.99% | $6,526 | 6.375% |
| Jackson Parish | 75 | 6.99% | $6,283 | 6.375% |
| Claiborne Parish | 72 | 6.99% | $5,964 | 6.5% |
| Winn Parish | 68 | 7.058% | $5,551 | 6.625% |
| Bienville Parish | 64 | 7.125% | $5,888 | 6.245% |
| Caldwell Parish | 61 | 6.75% | $5,747 | 6.25% |
| Red River Parish | 60 | 7.62% | $5,898 | 6.625% |
| West Carroll Parish | 58 | 6.75% | $5,950 | 6.75% |
| Cameron Parish | 34 | 7.3% | $6,674 | 6.25% |
| Madison Parish | 29 | 7.25% | $6,536 | 5.99% |
| Catahoula Parish | 28 | 7.125% | $5,493 | 6.25% |
| East Carroll Parish | 14 | 7.08% | $4,214 | n/a |
| Tensas Parish | 12 | 7.85% | $4,984 | n/a |
Purchase loans sorted by loan count. Medians describe what closed loans looked like, under those borrowers' profiles and loan sizes; they are not quotes. Source: FFIEC HMDA Modified LAR, filing year 2025.