Arizona mortgage rates and costs by county, 2025
Median figures from closed, first-lien, owner-occupied home loans reported under HMDA. Each county page breaks the numbers down by lender. Counties with fewer than 5 qualifying loans are not listed; see the methodology.
| County | Purchase loans | Median rate | Median total costs | Refinance rate |
|---|---|---|---|---|
| Maricopa County | 46,982 | 6.25% | $8,540 | 6.125% |
| Pima County | 10,928 | 6.25% | $7,370 | 6.125% |
| Pinal County | 10,051 | 5.99% | $9,759 | 6.125% |
| Yavapai County | 2,876 | 6.5% | $7,617 | 6.25% |
| Mohave County | 2,643 | 6.624% | $7,026 | 6.125% |
| Yuma County | 2,281 | 6.5% | $8,628 | 6% |
| Cochise County | 1,240 | 6.49% | $6,664 | 6.125% |
| Coconino County | 923 | 6.625% | $8,094 | 6.125% |
| Navajo County | 739 | 6.625% | $7,176 | 6.375% |
| Gila County | 471 | 6.625% | $7,019 | 6.25% |
| Santa Cruz County | 417 | 6.375% | $9,175 | 6.25% |
| Graham County | 368 | 6.5% | $8,492 | 6.25% |
| Apache County | 199 | 6.625% | $7,165 | 6.375% |
| La Paz County | 58 | 6.625% | $7,799 | 6.438% |
| Greenlee County | 22 | 6.562% | $7,335 | 6.375% |
Purchase loans sorted by loan count. Medians describe what closed loans looked like, under those borrowers' profiles and loan sizes; they are not quotes. Source: FFIEC HMDA Modified LAR, filing year 2025.