BETTER MORTGAGE CORPORATION: what its borrowers actually paid (2025)
BETTER MORTGAGE CORPORATION reported 4,882 closed first-lien, owner-occupied home loans in 2025 under HMDA, across 243 counties in 41 states, and 2,605 in 2024. The table below shows its median rates and costs in the counties where it lent most, next to each county's all-lender median, so you can see at a glance where this lender's closed loans landed relative to the local market.
Home purchase
3,957 loans
across 237 counties with at least 5 such loans, 2025.
Refinance
925 loans
across 93 counties with at least 5 such loans, 2025.
Where BETTER MORTGAGE CORPORATION stands
Statewide, BETTER MORTGAGE CORPORATION ranks #105 of 642 lenders in Texas by 2025 closed loans in this dataset, purchase and refinance combined. Below, its standing in the counties where it closed the most purchase loans in 2025. Loan-count ranks include every lender that reported at least 5 loans in the county; rate and cost ranks compare only lenders with at least 30 closed purchase loans there, so a one-off low median never outranks a lender with real volume.
| County | Loans | By closed loans | By lowest median rate | By lowest median costs |
|---|---|---|---|---|
| Oklahoma County, OK | 108 | #20 of 139 | #43 of 54 | #32 of 53 |
| Tarrant County, TX | 94 | #48 of 259 | #79 of 115 | #62 of 114 |
| Denton County, TX | 79 | #40 of 230 | #74 of 89 | #45 of 88 |
| Weld County, CO | 74 | #19 of 118 | #6 of 41 | #24 of 40 |
| San Diego County, CA | 73 | #51 of 199 | #67 of 89 | #42 of 87 |
| Tulsa County, OK | 69 | #21 of 110 | #34 of 35 | #30 of 35 |
| Cook County, IL | 67 | #83 of 285 | #41 of 126 | #46 of 123 |
| Los Angeles County, CA | 66 | #94 of 283 | #59 of 150 | #81 of 146 |
| Harris County, TX | 64 | #113 of 332 | #28 of 173 | #81 of 171 |
| Multnomah County, OR | 62 | #25 of 123 | #35 of 48 | #28 of 48 |
Ranks describe 2025 closed purchase loans reported under HMDA, not current pricing. "Of N" counts the lenders eligible for that ranking: every reporting lender for loan counts, lenders with 30 or more such loans for rate and cost ranks.
County by county
Each row is this lender's median among its own closed loans in that county, with the county's all-lender median beneath it for comparison. Origination is the lender's own charges (Loan Estimate section A); points is the discount-points portion. County pages link to the full local picture.
| County | Loans | Median rate | Total costs | Origination | Points | Loan amount |
|---|---|---|---|---|---|---|
| Oklahoma County, OK | 108 | 6.625%county 6.375% | $6,777county $5,852 | $4,557 | $3,317 | $265,000county $245,000 |
| Tarrant County, TX | 94 | 6.625%county 6.375% | $8,934county $8,544 | $4,678 | $3,310 | $345,000county $325,000 |
| Denton County, TX | 79 | 6.625%county 6.125% | $8,775county $8,620 | $3,888 | $2,835 | $415,000county $395,000 |
| Weld County, CO | 74 | 5.375%county 6.25% | $9,650county $8,333 | $5,676 | $9,045 | $345,000county $435,000 |
| San Diego County, CA | 73 | 6.625%county 6.375% | $10,280county $9,739 | $8,680 | $6,075 | $715,000county $715,000 |
| Tulsa County, OK | 69 | 6.75%county 6.5% | $8,435county $6,696 | $3,443 | $2,601 | $315,000county $255,000 |
| Cook County, IL | 67 | 6.625%county 6.625% | $6,745county $6,859 | $1,776 | $1,720 | $425,000county $315,000 |
| Los Angeles County, CA | 66 | 6.5%county 6.5% | $11,976county $11,253 | $3,815 | $5,340 | $635,000county $705,000 |
| Harris County, TX | 64 | 6%county 6.25% | $8,243county $8,535 | $1,930 | $2,236 | $445,000county $305,000 |
| Multnomah County, OR | 62 | 6.625%county 6.5% | $7,652county $7,084 | $5,233 | $3,659 | $435,000county $425,000 |
| Saline County, AR | 61 | 6.625%county 6.49% | $5,820county $5,606 | $4,597 | $3,109 | $245,000county $235,000 |
| Dallas County, TX | 61 | 6.5%county 6.49% | $7,650county $8,709 | $4,015 | $2,870 | $405,000county $335,000 |
| Larimer County, CO | 60 | 6.125%county 6.375% | $7,142county $5,500 | $12,929 | $7,078 | $390,000county $445,000 |
| Salt Lake County, UT | 60 | 6.812%county 6.375% | $6,252county $8,295 | $7,365 | $4,006 | $490,000county $465,000 |
| Clark County, NV | 59 | 6.5%county 6.25% | $8,103county $8,434 | $5,016 | $3,723 | $425,000county $405,000 |
| Humboldt County, CA | 53 | 6.625%county 6.5% | $9,416county $9,089 | $5,940 | $4,500 | $405,000county $365,000 |
| King County, WA | 53 | 6.5%county 6.375% | $6,776county $6,686 | $3,646 | $4,590 | $745,000county $675,000 |
| Maricopa County, AZ | 52 | 6.375%county 6.25% | $7,357county $8,540 | $3,990 | $4,050 | $520,000county $415,000 |
| Mecklenburg County, NC | 47 | 6.375%county 6.375% | $5,615county $5,532 | $2,305 | $1,892 | $455,000county $395,000 |
| Collin County, TX | 47 | 6.5%county 6.125% | $6,885county $8,393 | $1,989 | $1,515 | $465,000county $405,000 |
| Travis County, TX | 46 | 6.375%county 6.25% | $7,811county $8,377 | $5,223 | $2,827 | $515,000county $415,000 |
| Washington County, OR | 43 | 6.5%county 6.375% | $8,607county $6,919 | $5,757 | $3,957 | $505,000county $475,000 |
| Lee County, FL | 40 | 6.625%county 6.375% | $9,203county $9,372 | $5,841 | $4,762 | $345,000county $325,000 |
| Cleveland County, OK | 40 | 6.625%county 6.5% | $6,598county $6,017 | $2,619 | $1,852 | $235,000county $235,000 |
| Canadian County, OK | 39 | 6.625%county 6.375% | $7,393county $6,661 | $3,332 | $2,198 | $255,000county $255,000 |
| Wake County, NC | 36 | 6.312%county 6.25% | $4,113county $4,892 | $995 | $1,704 | $520,000county $405,000 |
| Bexar County, TX | 35 | 6.375%county 5.875% | $7,617county $8,276 | $3,786 | $2,786 | $315,000county $285,000 |
| Orange County, CA | 33 | 6.5%county 6.5% | $10,572county $9,294 | $4,687 | $5,164 | $905,000county $805,000 |
| Broward County, FL | 33 | 6.25%county 6.5% | $7,055county $10,856 | $1,078 | $2,681 | $505,000county $435,000 |
| Pottawattamie County, IA | 33 | 6.875%county 6.625% | $4,008county $4,015 | $2,095 | $965 | $255,000county $215,000 |
| Williamson County, TX | 31 | 6.125%county 6.018% | $6,457county $7,928 | $1,936 | $1,917 | $415,000county $375,000 |
| Miami-Dade County, FL | 30 | 6.25%county 6.5% | $7,582county $13,325 | $995 | $2,331 | $570,000county $505,000 |
| Fulton County, GA | 30 | 6.25%county 6.375% | $5,284county $8,300 | $1,920 | $1,212 | $425,000county $395,000 |
| Benton County, AR | 27 | 6.5%county 6.375% | $6,451county $4,661 | $4,682 | $3,919 | $345,000county $335,000 |
| Sacramento County, CA | 27 | 6.5%county 6.375% | $9,972county $7,234 | $6,180 | $5,881 | $455,000county $465,000 |
| FIPS 09110, | 27 | 6.625%county 6.5% | $5,165county $5,722 | $995 | $1,582 | $355,000county $325,000 |
| Solano County, CA | 26 | 6.562%county 6.375% | $12,626county $10,039 | $7,409 | $7,230 | $495,000county $525,000 |
| Fort Bend County, TX | 26 | 6.375%county 6.25% | $7,178county $8,846 | $2,045 | $2,925 | $505,000county $345,000 |
| Contra Costa County, CA | 25 | 6.25%county 6.418% | $7,475county $8,606 | $4,087 | $4,887 | $655,000county $645,000 |
| Washoe County, NV | 25 | 6.5%county 6.375% | $5,762county $8,410 | $3,459 | $1,584 | $445,000county $445,000 |
| Clackamas County, OR | 25 | 6.375%county 6.5% | $11,500county $7,580 | $6,949 | $4,959 | $455,000county $495,000 |
| Palm Beach County, FL | 24 | 6.375%county 6.5% | $8,013county $9,356 | $2,709 | $2,859 | $530,000county $435,000 |
| Alameda County, CA | 23 | 6.5%county 6.375% | $7,470county $7,757 | $3,173 | $3,699 | $765,000county $805,000 |
| Wayne County, MI | 23 | 6.75%county 6.625% | $4,119county $4,866 | $1,269 | $871 | $285,000county $205,000 |
| Utah County, UT | 23 | 6.625%county 6.25% | $6,807county $8,782 | $6,724 | $3,575 | $455,000county $445,000 |
| Douglas County, NE | 22 | 6.5%county 6.5% | $3,628county $3,586 | $4,131 | $3,209 | $275,000county $275,000 |
| Mercer County, NJ | 22 | 6.75%county 6.49% | $6,742county $6,857 | $2,076 | $1,994 | $490,000county $405,000 |
| Kern County, CA | 21 | 6.625%county 6.25% | $7,634county $10,714 | $2,984 | $2,518 | $355,000county $365,000 |
| Orange County, FL | 21 | 6.125%county 6.375% | $6,051county $9,402 | $995 | $4,406 | $455,000county $395,000 |
| Pinellas County, FL | 21 | 6.5%county 6.5% | $6,724county $7,644 | $2,741 | $3,944 | $385,000county $355,000 |
Showing the 50 counties where this lender closed the most purchase loans in 2025, out of 237 counties with at least 5 such loans.
What these numbers are, and are not
Everything above is computed from the FFIEC's HMDA Modified Loan/Application Register, filtered to originated, first-lien, owner-occupied principal-residence loans that were not business-purpose or reverse mortgages, in county groups of at least 5 loans. These are medians of loans that already closed, not advertised offers, and the public file contains no credit scores. A lender whose customers skew toward larger loans, stronger credit, or paying discount points will show different medians than its neighbors at identical pricing. The methodology page documents every step.
The way to compare actual offers is the Loan Estimate: every lender must give you one within 3 business days of application, on the same standardized form, and its origination charges are binding. If you have one in hand, the checker compares it against your county's figures in your browser.
Common questions
What mortgage rates did BETTER MORTGAGE CORPORATION borrowers get in 2025?
Across the counties where BETTER MORTGAGE CORPORATION closed the most home-purchase loans in 2025, its county median rates ran from 5.375% to 6.875%. Each figure is a median of closed loans reported under HMDA, not an advertised offer, and the table on this page shows each county next to its all-lender benchmark.
Can I get these rates from BETTER MORTGAGE CORPORATION today?
Not from this page. These are medians of loans that already closed, under those borrowers' credit profiles, loan sizes, discount points, and lock dates. To learn your own number, apply and get a Loan Estimate, which federal rules require within 3 business days and make close to free.
Why might BETTER MORTGAGE CORPORATION's medians differ from the county median?
Partly pricing, partly customer mix. The public HMDA file contains no credit scores, so a lender serving stronger-credit borrowers, larger loans, or borrowers who paid points will show different medians than its neighbors at identical pricing.
Where does this data come from?
The FFIEC's public HMDA Modified Loan/Application Register, the loan-level data nearly every mortgage lender must file each year, filtered to originated, first-lien, owner-occupied, non-business, non-reverse loans, in county groups of at least 5.